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$309,900

3284 GORSE COURT, PALM HARBOR, FL 34684

3D Tour
Active97 days on market

Beds

2

Baths

2

Sq Ft

1,148 sq ft

Year Built

1982

Lot Size

0.09 acres

Garage

1

About This Property

Experience resort-style living in this beautifully maintained 2-bedroom, 2-bathroom villa located at 3284 Gorse Court in Highland Lakes, Palm Harbor's premier 55+ community. Offering 1,148 square feet of thoughtfully designed living space, this home combines comfort, convenience, energy efficiency, and an unmatched amenity-rich lifestyle. Inside, you'll find a bright and inviting open floor plan featuring modern updates throughout, including luxury vinyl flooring, solid surface countertops, and attractive wood cabinetry. The spacious bedrooms offer generous closet space, while the enclosed Florida room, complete with its own A/C vent, provides the perfect year-round retreat for relaxing, entertaining, or pursuing hobbies. This exceptional home is loaded with valuable upgrades, including a whole-home water filtration system, hurricane-impact windows and a hurricane-impact front door, and an owned solar energy system with battery backup. Designed for both efficiency and peace of mind, the solar system powers six essential household circuits during power outages, while delivering remarkably low utility costs, with the owners averaging just $65 per month in electric expenses over the past 12 months. Additional peace of mind comes from the home's high elevation—no flood insurance required. As a resident of Highland Lakes, you'll enjoy access to one of Tampa Bay's most active and desirable 55+ communities. Amenities include unlimited free golf on three private executive courses, heated pools, a whirlpool spa, tennis courts, pickleball, bocce ball, and a vibrant clubhouse offering year-round social events, clubs, workshops, and performing arts programs. For boating and fishing enthusiasts, the exclusive Lake Tarpon Lodge features a private boat ramp, fishing pier, community pontoon boats, and even transportation to waterfront restaurants. Residents also benefit from free secure storage for RVs and boats. Whether you're seeking an active lifestyle, low-maintenance living, exceptional energy savings, or a welcoming community atmosphere, this outstanding villa offers the perfect opportunity to enjoy the very best of Florida living.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #O6419468
StatusActive
Year Built1982
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLAND LAKES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesBuilt-In Oven, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener
LaundryLaundry Room
WindowsBlinds, ENERGY STAR Qualified Windows, Storm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Solar
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Mailbox
Lot Size0.09 acres (3,851 sq ft)
Lot FeaturesIn County, Street Dead-End
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Solar, Sprinkler Well, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$309,900
Original Price$325,000
Annual Taxes$1,160 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-7.5
Parcel #052816389060001360

Schools

ElementaryHighland Lakes Elementary-PN
MiddleCarwise Middle-PN
HighPalm Harbor Univ High-PN

Directions

Turn right onto FL-584 W/Tampa Rd Continue straight onto Tampa Rd Turn right onto Lake St George Dr Turn left onto Highlands Blvd Turn left onto Gorse Ct Destination will be on the left

Location

3284 GORSE COURT, PALM HARBOR, FL 34684

Listing Information

OfficeHOUWZER INC
ListedJuly 1, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $309,900 home in PALM HARBOR.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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