Beds
4
Baths
3
Sq Ft
2,321 sq ft
Year Built
1996
Lot Size
0.18 acres
Garage
2
About This Property
Fully renovated luxury pool home with no HOA, offering 4 spacious bedrooms, a versatile bonus room, 3 beautifully updated bathrooms, and an oversized 2-car garage. This exceptional residence features an open-concept design with high-end finishes throughout, including a stunning gourmet kitchen with natural stone countertops, custom cabinetry, designer lighting, and spacious walk-in closets. Enjoy seamless indoor-outdoor living with a private saltwater pool, screened enclosure, covered entertainment areas, and professionally landscaped grounds. Additional highlights include modern energy-efficient upgrades, smart home features, premium water filtration systems, EV charging capability, and top-rated schools nearby. This truly turnkey property combines luxury, comfort, and functionality, making it a rare opportunity for buyers seeking a move-in-ready home with resort-style living.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Ideally situated just minutes from Tampa in the sought-after Bloomingdale community of Valrico. Enjoy convenient access via I-75 and the Selmon Expressway, making commuting to Downtown Tampa, MacDill Air Force Base, Brandon, and surrounding areas quick and easy. Close to shopping, restaurants, parks, golf courses, and highly rated schools.
Location
3728 COLD CREEK DRIVE, VALRICO, FL 33596
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$579,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $579,000 home in VALRICO.
🏛️
FHA Loan
$20,265 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 26, 2026.