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$304,000

1433 RETREAT CIR, CLERMONT, FL 34714

3D Tour
Active74 days on market

Beds

3

Baths

3

Sq Ft

1,501 sq ft

Year Built

2017

Lot Size

0.03 acres

Garage

About This Property

Welcome to The Retreat at Silver Creek, where modern comfort meets resort-style living. This beautifully furnished 3-bedroom, 3-bathroom townhome offers the perfect blend of style, functionality, and Florida living. The open-concept floor plan features a bright and inviting living area that flows seamlessly into the modern kitchen, complete with upgraded white quartz countertops, stainless steel appliances, ample cabinet space, and a large breakfast bar—an attractive upgrade from the builder-standard finishes found in many homes throughout the community. Step outside to your private screened-in pool and patio, creating the perfect space to relax and enjoy Florida's year-round sunshine. Whether you're unwinding after a day at the theme parks or spending time with family and friends, this outdoor space is designed for easy, low-maintenance enjoyment. Upstairs, the spacious primary suite features an en-suite bathroom, generous closet space, and a private balcony. The additional bedrooms provide comfortable accommodations for family and guests, including a themed third bedroom featuring a custom hand-painted mural by a local artist, creating a fun and memorable space for younger visitors. Beyond being a beautiful vacation home, this property also boasts a proven short-term rental history, making it an excellent opportunity for investors seeking immediate income potential. Residents and guests of The Retreat at Silver Creek enjoy access to resort-style amenities including a community pool, clubhouse, fitness center, game room, and playground, all covered by the HOA. Whether you're looking for a turnkey short-term rental, a vacation retreat, or a full-time residence, this property offers a low-maintenance lifestyle just minutes from Walt Disney World, championship golf courses, shopping, dining, and Central Florida's world-famous attractions.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #O6419874
StatusActive
Year Built2017
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionRETREAT AT SILVER CREEK
CountyLake
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet, Upper Level
WindowsDouble Pane Windows, Drapes, Rods, Window Treatments
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Lighting, Sidewalk, Sliding Doors
Lot Size0.03 acres (1,350 sq ft)
Lot Dimensions18 x 75
Lot FeaturesIn County, Level, Sidewalk
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, Heated, In Ground, Lighting, Tile

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$385 / Monthly
Senior CommunityNo

Financial Details

List Price$304,000
Original Price$309,000
Annual Taxes$4,371 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #252426192000005300

Schools

ElementarySawgrass bay Elementary
MiddleWindy Hill Middle
HighEast Ridge High

Directions

From 192 take Hwy27 North, make a right on Woodcrest Way then follow the road till you can turn right on Silver Cove Dr, make another right on Retreat Circle and follow the road until you see house number 1433.

Location

1433 RETREAT CIR, CLERMONT, FL 34714

Listing Information

OfficeHOPKEY REALTY
ListedJuly 2, 2026

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Home Price

$304,000

20% ($60,800)
6.75%

Loan Term

Principal & Interest$1,577
Property Tax (est.)$279
Insurance (est.)$150
Total Monthly$2,006
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $304,000 home in CLERMONT.

🏛️

FHA Loan

$10,640 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,200 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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