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$429,900

2016 ROSEWOOD CIRCLE, LAKELAND, FL 33810

Active103 days on market

Beds

4

Baths

3

Sq Ft

2,106 sq ft

Year Built

2024

Lot Size

0.19 acres

Garage

2

About This Property

Virtually Staged. Skip the wait, construction mess, and of building new—this 2024 home already has the upgrades buyers actually want, including a heated, screened saltwater pool, fully fenced backyard, and no rear neighbors. This move-in-ready 4-bedroom, 3-bath home has 2,106 square feet of thoughtfully designed living space with modern finishes throughout. Step outside to your private backyard oasis, where the pool, screened enclosure, fencing, and added privacy are already complete—just move in and enjoy. Some photos have been virtually rendered.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6419961
StatusActive
Year Built2024
Total Rooms9
ConstructionConcrete, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionIRONWOOD
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.19 acres (8,037 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$121 / Monthly
Senior CommunityNo

Financial Details

List Price$429,900
Original Price$474,900
Annual Taxes$3,877 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningRL-1
Parcel #232711000864000130

Schools

ElementaryR. Clem Churchwell Elem
MiddleSleepy Hill Middle
HighKathleen High

Directions

Drive east on Duff Road. Left to Park-Byrd Road. Right to Rosewood Drive. Left to Rosewood Circle. Property is on the left.

Location

2016 ROSEWOOD CIRCLE, LAKELAND, FL 33810

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedJune 25, 2026

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Home Price

$429,900

20% ($85,980)
6.75%

Loan Term

Principal & Interest$2,231
Property Tax (est.)$394
Insurance (est.)$150
Total Monthly$2,775
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $429,900 home in LAKELAND.

🏛️

FHA Loan

$15,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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