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$446,000

103 BAY LEAF LANE, DAVENPORT, FL 33896

3D Tour
Active111 days on market

Beds

4

Baths

4

Sq Ft

2,672 sq ft

Year Built

2005

Lot Size

0.18 acres

Garage

2

About This Property

Step into ultimate Florida living with this fully furnished, turnkey 4-bedroom, 3.5-bath pool home in Davenport’s highly desirable Windwood Bay community! Highlighting recent major upgrades, this property features a BRAND NEW pool heater and pool pump (2026) alongside a newer HVAC system (2025), giving you immediate peace of mind. Perfectly located with fast, easy access to I-4, you are just minutes away from Walt Disney World, premier shopping, dining, and major Orlando transportation hubs. Offering 2,672 square feet of thoughtfully designed two-story living, the open-concept layout effortlessly flows from the front living area into a spacious kitchen equipped with a center island, breakfast bar, solid wood cabinetry, and a walk-in pantry. Beyond the half bath and dedicated laundry room, step out to your private, screened lanais to enjoy the sparkling in-ground pool—ideal for outdoor entertaining or peaceful evenings in the sun. Upstairs, the expansive primary suite serves as a relaxing sanctuary with dual vanities, a soaking tub, and a separate shower, complemented by three additional guest bedrooms and two full baths. Whether you are seeking a move-in-ready primary residence, an investment opportunity, or a vacation getaway, this home delivers the complete package! Mortgage savings may be available for buyers of this listing.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6420088
StatusActive
Year Built2005
Total Rooms4
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionWINDWOOD BAY PH 02
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Other, PrimaryBedroom Upstairs, Solid Wood Cabinets, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Other, Rain Gutters, Sliding Doors
Lot Size0.18 acres (8,041 sq ft)
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$340 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$446,000
Original Price$468,000
Annual Taxes$5,123 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272604701107002770

Directions

Head northeast on I-4 E, Slight right (signs for Osceola 532 Cnty/Poinciana/Kissimmee), Take the exit toward Osceola Polk Line Rd, Use the right lane to take the ramp to Osceola Polk Line Rd, Continue onto Osceola Polk Line Rd, Turn right onto Heritage Pass, Turn right toward Willow View Dr, Continue onto Willow View Dr, Turn left onto Bay Leaf Ln, Destination will be on the left

Location

103 BAY LEAF LANE, DAVENPORT, FL 33896

Listing Information

OfficeREDFIN CORPORATION
ListedJune 30, 2026

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Home Price

$446,000

20% ($89,200)
6.75%

Loan Term

Principal & Interest$2,314
Property Tax (est.)$409
Insurance (est.)$150
Total Monthly$2,873
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How to Buy This Home

Multiple financing options available for this $446,000 home in DAVENPORT.

🏛️

FHA Loan

$15,610 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,300 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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