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$485,000

526 PINELOCH DRIVE, HAINES CITY, FL 33844

3D Tour
Active87 days on market

Beds

6

Baths

6

Sq Ft

2,739 sq ft

Year Built

2006

Lot Size

0.14 acres

Garage

2

About This Property

Ask about available SELLER CREDITS to help LOWER YOUR MONTHLY PAYMENTS! Welcome to this beautifully maintained 6-bedroom, 6-bath home in the cozy community of Calabay Parc at Tower Lake, ideal as a primary residence, Florida retreat, or investment property. The spacious layout features a first-floor primary suite, five upstairs bedrooms, and a converted game room for recreation and entertaining. Expansive glass doors open from the main living area to a heated pool and spa, with no homes immediately behind the backyard. Recent improvements include a roof replaced in 2022, a new air conditioning system, a new water heater, and new kitchen appliances, adding value and peace of mind. Residents enjoy a 24-hour staffed gate and private access to Tower Lake’s boat ramp and fishing pier. Shopping, dining, golf, major highways, and Central Florida’s renowned attractions are all within convenient reach. Schedule your private showing and discover the space, comfort, and versatility this home offers. Seller credits are subject to offer terms and lender guidelines. Payment savings depend on the buyer’s financing and how credits are applied.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6420347
StatusActive
Year Built2006
Stories2
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionCALABAY PARC AT TOWER LAKE
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorSliding Doors
Lot Size0.14 acres (6,003 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground
SpaHeated

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$700 / Quarterly
Senior CommunityNo

Financial Details

List Price$485,000
Annual Taxes$7,326 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRESIDENTIA
Parcel #272717741006000610

Directions

From Rt 27 in Haines City, turn east onto Bates Rd. Take your first right (about .4 miles) onto Tower Lake Blvd. You will have to present your ID to the guard at the gate. Once through the gate, go straight on Tower Lake Blvd (about .1 miles). Turn right onto Pineloch Dr. The home will be the 2nd house on the left.

Location

526 PINELOCH DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeD & D PROPERTY MANAGEMENT SOLUTIONS LLC
ListedJuly 11, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
Full Calculator →

How to Buy This Home

Multiple financing options available for this $485,000 home in HAINES CITY.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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