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$629,000

505 LAKE CHARM DRIVE, OVIEDO, FL 32765

3D Tour

Active18 days on market

Beds

Baths

Sq Ft

2,195 sq ft

Year Built

1990

Lot Size

0.34 acres

Garage

About This Property

Welcome to 505 Lake Charm Drive, where timeless style meets modern comfort in one of Oviedo's most sought-after communities. This move-in-ready home has been thoughtfully redesigned with today's buyer in mind, offering a bright open-concept floor plan that is perfect for both everyday living and entertaining. From the moment you step inside, you'll appreciate the attention to detail, featuring new tile flooring throughout, updated lighting and fixtures, beautifully renovated living spaces, and a stunning kitchen complete with brand-new appliances. Every update has been carefully selected to create a fresh, elegant, and inviting atmosphere. Step outside into your own private Florida retreat. The screened-in pool and spa provide the perfect place to relax year-round, while the spacious backyard offers exceptional functionality. Three storage sheds provide ample room for tools, hobbies, and outdoor equipment. Need space for your toys? Bring your RV, boat, or trailer! Oversized fenced side gates open to a covered parking area, making this property a rare find with the flexibility that so many buyers are searching for. Ideally located just moments from Lake Charm, you'll enjoy the charm of a peaceful neighborhood while remaining close to shopping, dining, parks, and everyday conveniences. Families will appreciate the home's location within the highly regarded Seminole County Public Schools district, known for its excellent schools and strong community atmosphere. Whether you're hosting family gatherings by the pool, storing your recreational vehicles with ease, or simply enjoying the tranquility of this beautiful neighborhood, this home truly offers the complete Florida lifestyle. Don't miss this rare opportunity to own a beautifully renovated home in one of Oviedo's most desirable locations. Homes with this combination of quality, functionality, and location don't come along often.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6420409

StatusActive

Year Built1990

Stories1

Total Rooms7

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesEast

SubdivisionLAKE CHARM ESTATES

CountySeminole

OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments

FlooringTile

AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Softener

LaundryInside, Laundry Room

CoolingCentral Air

HeatingCentral, Electric

FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sidewalk, Storage

Lot Size0.34 acres (15,026 sq ft)

Road SurfaceAsphalt

Pool & Spa

Private PoolYes

Pool FeaturesHeated, In Ground, Screen Enclosure, Tile

SpaHeated, In Ground

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Propane, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$629,000

Original Price$659,000

Annual Taxes$7,765 (2025)

ZoningR-1A

Parcel #10213152600000020

Schools

ElementaryLawton Elementary

MiddleJackson Heights Middle

HighOviedo High

Directions

Geneva Drive (SR 426) to Lake Charm Drive. Home is on the left.

Location

505 LAKE CHARM DRIVE, OVIEDO, FL 32765

Listing Information

OfficeLPT REALTY, LLC

ListedJune 27, 2026

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Home Price

$629,000

Down Payment20% ($125,800)

Interest Rate6.75%

Loan Term

Principal & Interest$3,264

Property Tax (est.)$577

Insurance (est.)$150

Total Monthly$3,990

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Nearby Schools

Elementary School

Lawton Elementary

View on GreatSchools →

Middle School

Jackson Heights Middle

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High School

Oviedo High

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How to Buy This Home

Multiple financing options available for this $629,000 home in OVIEDO.

🏛️

FHA Loan

$22,015 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.