Skip to main content
1 / 31

$235,000

124 OAK CIRCLE, OCALA, FL 34472

Active28 days on market

Beds

3

Baths

2

Sq Ft

1,342 sq ft

Year Built

1989

Lot Size

0.24 acres

Garage

1

About This Property

Virtually Staged. Don’t miss the chance to own a home on a premium corner lot that instantly feels warm, welcoming, and easy to fall in love with. From the open living room to the private backyard, every space gives you room to relax, gather, and make real memories. Inside, the living room feels warm and open with high ceilings, natural light, and space for movie nights, family time, or quiet evenings at home. The kitchen has a bright, clean feel with white cabinets, stainless steel appliances, a stylish backsplash, and a dining area where meals, coffee, and conversation can happen effortlessly. The backyard is made for Florida living. Enjoy your morning coffee on the patio, cook out on the weekends, cool off in the above-ground pool, or let the fenced yard become your own private place to unwind. The shed and workshop give you extra space for tools, storage, projects, or hobbies, so the home stays cleaner and more organized. The solar panels will be paid off at closing. That means massive savings on your monthly electric costs and huge long-term savings potential. With a private yard, pool, shed, workshop, solar, and a warm layout that makes daily life feel easier, this home is a rare find. Homes like this do not last long, so schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6420714
StatusActive
Year Built1989
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSILVER SPGS SHORES UN 12
CountyMarion
OwnershipFee Simple

Interior Features

InteriorCrown Molding, High Ceilings, Kitchen/Family Room Combo, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting
Lot Size0.24 acres (10,454 sq ft)
Lot Dimensions83 x 125
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$235,000
Annual Taxes$2,241 (2025)
ZoningR1
Parcel #9012018434

Schools

ElementaryEmerald Shores Elem. School
MiddleLake Weir Middle School
HighLake Weir High School

Directions

From I-75, take Exit 350 toward Ocala/Silver Springs Blvd. Head east on FL-40/Silver Springs Blvd, turn right onto SE 64th Ave Rd, then left onto Oak Rd. Turn right onto Oak Cir. Home will be on the right.

Location

124 OAK CIRCLE, OCALA, FL 34472

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedJuly 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$235,000

20% ($47,000)
6.75%

Loan Term

Principal & Interest$1,219
Property Tax (est.)$215
Insurance (est.)$150
Total Monthly$1,585
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $235,000 home in OCALA.

🏛️

FHA Loan

$8,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

Call (813) 733-7907TextContact