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$449,990

2976 GREY MOSS DRIVE, ST CLOUD, FL 34773

3D Tour
Active30 days on market

Beds

4

Baths

3

Sq Ft

2,336 sq ft

Year Built

2025

Lot Size

0.24 acres

Garage

3

About This Property

Introducing the Denham at Harmony West: a stunning single-story home designed for modern family living. Spanning 2,336 square feet, the Denham offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage, combining luxury and functionality in perfect harmony. The Denham features an open-concept design that maximizes space and comfort. This 4-bedroom, 3-bathroom home is ideal for both everyday living and entertaining. The gourmet kitchen boasts stainless steel appliances, a large center island, and a generous walk-in pantry, all seamlessly integrated with the living and dining areas. Each bedroom in the Denham is designed for privacy and relaxation. The primary suite, located at the rear of the home, offers a private retreat with an en-suite bathroom featuring a walk-in closet, double vanity, and walk-in shower. The additional bedrooms are versatile and well-sized, with two sharing a bathroom and one having its own dedicated bathroom. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6420902
StatusActive
Year Built2025
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionHARMONY WEST
CountyOsceola
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Disposal, Range
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.24 acres (10,454 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Sewer Available, Street Lights, Underground Utilities, Water Available

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$133 / Quarterly
Senior CommunityNo

Financial Details

List Price$449,990
Original Price$474,990
Annual Taxes$3,383 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #182632537600011900

Directions

From Orlando, Take Narcoossee Rd. South. Turn Left onto Irlo Bronson HWY and in 5.3 miles make left onto Botanic Boulevard (Harmony West Entrance). Then in .35 miles take a right onto Alder Road. Model homes on the left.

Location

2976 GREY MOSS DRIVE, ST CLOUD, FL 34773

Listing Information

OfficeDR HORTON REALTY OF CENTRAL FLORIDA LLC
ListedJune 29, 2026

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Home Price

$449,990

20% ($89,998)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,897
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How to Buy This Home

Multiple financing options available for this $449,990 home in ST CLOUD.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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