Skip to main content
1 / 11

$199,999

1328 3RD STREET NE, WINTER HAVEN, FL 33881

3D Tour
Active77 days on market

Beds

3

Baths

2

Sq Ft

1,118 sq ft

Year Built

1950

Lot Size

0.16 acres

Garage

—

About This Property

3 bedrooms 2 bath move in ready home. Perfect for starter home or first-time buyer. Newer roof and updated electrical and plumbing throughout and freshly painted.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6421049
StatusActive
Year Built1950
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionSILVERCREST ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Split Bedroom
FlooringVinyl
AppliancesDisposal, Range, Refrigerator
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sidewalk
Lot Size0.16 acres (7,000 sq ft)
Lot Dimensions50 x 140
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$199,999
Original Price$215,000
Annual Taxes$1,481 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1C
Parcel #262821584100014020

Schools

ElementaryGarden Grove Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

Go south on Us-17/ S Lake Alfred Rd, turn left onto M.L.K. Blvd NW, turn right onto 1st ST N, turn left onto Ave O NE, turn right onto 3rd St NW, the home will be on the left.

Location

1328 3RD STREET NE, WINTER HAVEN, FL 33881

Listing Information

OfficeCHARLES RUTENBERG REALTY ORLANDO
ListedJuly 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$199,999

20% ($40,000)
6.75%

Loan Term

Principal & Interest$1,038
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,371
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $199,999 home in WINTER HAVEN.

🏛️

FHA Loan

$7,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

Call (813) 733-7907TextContact