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$799,999

675 S VINCENT STREET, CRYSTAL BEACH, FL 34681

Active96 days on market

Beds

3

Baths

4

Sq Ft

2,436 sq ft

Year Built

1935

Lot Size

0.25 acres

Garage

—

About This Property

Welcome to Crystal Beach! A rare opportunity to own a piece of Old Florida two blocks from the Gulf of Mexico! Built in 1935 and completely updated, this 3 bedroom, 3.5 bath home has endless charm! 675 Vincent has original hardwood floors throughout, crown molding, a wood-burning fireplace for colder days, and a dream oasis in the backyard for endless Florida warmth. The kitchen is complete with cabinets, crown molding, beautiful granite countertops, stainless steel appliances, and a huge chef's pantry. The second-story primary suite contains an office (or second den), an extended primary closet, and an updated bath with an oversized shower. The main level brings a large family room with an adjacent dining room, two additional bedrooms, two full baths (one shower, one freestanding tub), and an office/study. The home is set back off of Vincent Street, on a quarter-acre lot. The backyard oasis, complete with a salt-system pool, large gazebo, and pool room with half bath is where your Florida dreams turn into reality. Crystal Beach is a golf cart community with an exceptional location. Ample access to the Pinellas Trail, quaint Crystal Beach Post Office, waterfront shell-path, waterfront park (with fishing piers and kayak/boat launch), endless legendary Gulf sunsets, and extremely close to downtown Palm Harbor’s bustling restaurant scene. Also in close proximity are marinas, our Nation’s top-rated beaches, and championship golf courses. Palm Harbor is also home to top-rated schools that include Ozona Elementary, Palm Harbor Middle, and Palm Harbor University high school. Homes with this charm, this location, and this town, rarely ever exist! Don’t wait! New updates include: New sewer, potable water, and reclaimed water lines (2022). New saltwater pool system (2026). New A/C (2020). New tankless water heater (2026). Newer double-pane windows (2018). This home had no water intrusion or flooding during the 2024 hurricanes.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6421471
StatusActive
Year Built1935
Total Rooms11
ConstructionWood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesWest
SubdivisionCRYSTAL BEACH REV
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System
Lot Size0.25 acres (10,964 sq ft)
Road SurfaceGravel, Paved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Salt Water

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$799,999
Original Price$825,000
Annual Taxes$8,337 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningR-4
Parcel #352715198720240140

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Drive west on Crystal Beach Ave. Left to Vincent St. Left to Georgia Ave. Property is on the left.

Location

675 S VINCENT STREET, CRYSTAL BEACH, FL 34681

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedJuly 6, 2026

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Home Price

$799,999

20% ($160,000)
6.75%

Loan Term

Principal & Interest$4,151
Property Tax (est.)$733
Insurance (est.)$150
Total Monthly$5,034
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $799,999 home in CRYSTAL BEACH.

🏛️

FHA Loan

$28,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$40,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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