$430,000
123 RACHEL LIN LANE, ST CLOUD, FL 34771
Beds
3
Baths
2
Sq Ft
2,021 sq ft
Year Built
2005
Lot Size
0.25 acres
Garage
2
About This Property
Virtually Staged. Welcome to 123 Rachel Lin Lane, a beautifully maintained home nestled in the sought-after gated community of East Lake Reserve. This spacious 3-bedroom, 2-bath residence offers over 2,000 square feet of thoughtfully designed living space on a generous quarter-acre homesite. NEW A/C!! NEWER ROOF - Under 2 years old! Step inside to discover an inviting open floor plan filled with natural light, featuring a spacious living area perfect for both everyday living and entertaining. The well-appointed kitchen offers ample cabinetry, generous counter space, and a seamless flow into the dining and family rooms. The split-bedroom layout provides added privacy, with a spacious primary suite featuring two walk-in closets and an en-suite bath designed for relaxation. Enjoy Florida living year-round from the covered lanai overlooking the oversized backyard, offering endless possibilities for outdoor entertaining, gardening, or even adding a future pool. Additional features include a 2-car garage, indoor laundry room, and mature landscaping. Residents of East Lake Reserve enjoy gated access, sidewalks, a playground, basketball court, and a private community dock on East Lake Tohopekaliga, where breathtaking sunsets await. Conveniently located just minutes from Lake Nona, Medical City, Orlando International Airport, major highways including SR-417 and the Florida Turnpike, shopping, dining, and top-rated schools, this home offers the perfect combination of comfort, convenience, and Central Florida living.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Narcoossee Road to East Lake Reserve
Location
123 RACHEL LIN LANE, ST CLOUD, FL 34771
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$430,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $430,000 home in ST CLOUD.
🏛️
FHA Loan
$15,050 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.