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$320,000

1105 TORRENTE LANE, HAINES CITY, FL 33844

3D Tour
Active97 days on market

Beds

3

Baths

2

Sq Ft

1,725 sq ft

Year Built

2023

Lot Size

0.24 acres

Garage

2

About This Property

The backyard is the story here. Fully fenced with a custom paver patio AND a screened lanai, a complete private outdoor living setup that new-construction buyers spend $15K to $20K and months of permits creating after closing. This 2023-built 3/2 sits on a CORNER LOT in Magnolia Park and delivers it all on day one. Inside you'll find open-concept main living with granite counters, a kitchen that actually works (island, real prep space, sight lines to the living area), and a split-bedroom layout that puts the owner's suite with its walk-in closet and dual-sink bath away from the secondary bedrooms. Two-car garage, tile in the main areas, and the peace of mind of a nearly-new home: current systems, current codes, no surprise repair list. Community pool and playground, quick access to Hwy 27, US-17, Posner Park, and Lake Eva Community Park. If you've been touring new construction, tour this next. Same age, better yard, no wait. Schedule your showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6421628
StatusActive
Year Built2023
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMAGNOLIA PARK PH 3
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorOpen Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot Size0.24 acres (10,624 sq ft)
Lot FeaturesCorner Lot, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Public, Sewer Available, Solar, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$250 / Annually
Senior CommunityNo

Financial Details

List Price$320,000
Original Price$325,000
Annual Taxes$7,524 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272804815030002980

Schools

ElementaryHorizons Elementary
MiddleBoone Middle
HighRidge Community Senior High

Directions

From US-27, head east on Bates Road, turn into Magnolia Park, then follow the community roads to Torrente Lane.

Location

1105 TORRENTE LANE, HAINES CITY, FL 33844

Listing Information

OfficeEXP REALTY LLC
ListedJuly 1, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $320,000 home in HAINES CITY.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 5, 2026.

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