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$395,000

2711 46TH STREET E, PALMETTO, FL 34221

Active96 days on market

Beds

3

Baths

2

Sq Ft

1,565 sq ft

Year Built

2006

Lot Size

0.25 acres

Garage

2

About This Property

Experience the perfect blend of space, comfort, and waterfront living in this beautifully maintained 3-bedroom, 2-bath home located in the highly desirable Sugar Mill Lakes community of Palmetto. Thoughtfully designed living space, this residence features an open, split-bedroom floor plan that provides both privacy and functionality. The spacious living and dining areas flow seamlessly into the heart of the home, creating an inviting setting for everyday living and effortless entertaining. The well-appointed kitchen has abundant cabinetry, generous counter space, and a practical layout designed to keep everything within easy reach. The private owner's suite serves as a relaxing retreat, complete with a large walk-in closet and an en-suite bath. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai and enjoy peaceful lake views—the perfect backdrop for your morning coffee, evening sunsets, or entertaining friends and family while embracing Florida's year-round outdoor lifestyle. A new roof provides added value and peace of mind for years to come. Sugar Mill Lakes is known for its scenic lakes, low HOA fees, and convenient location just minutes from I-75 and I-275, making commuting to Tampa, St. Petersburg, Sarasota, and Bradenton simple. Shopping, dining, parks, golf courses, marinas, and the Gulf Coast's world-renowned beaches are all within easy reach. Whether you're searching for a full-time residence or a seasonal retreat, this exceptional lakefront home delivers the lifestyle you've been waiting for. Discover everything this beautiful home has.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6422057
StatusActive
Year Built2006
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUGAR MILL LAKES PH II & III
CountyManatee
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorSliding Doors
Lot Size0.25 acres (10,559 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$295 / Quarterly
Senior CommunityNo

Financial Details

List Price$395,000
Original Price$449,900
Annual Taxes$3,927 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningPDR
Parcel #747513059

Schools

ElementaryJames Tillman Elementary
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

Drive north on 8th Ave West/US 41 Business. Continue on US 41 Business. Enter the roundabout and take the 1st exit onto U.S. Business 41/US 41 Business. Right to 49th St East. Right to 33rd Ave East.

Location

2711 46TH STREET E, PALMETTO, FL 34221

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedJuly 2, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,000 home in PALMETTO.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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