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$499,000

209 15TH STREET, PALM HARBOR, FL 34683

3D Tour
Active92 days on market

Beds

3

Baths

2

Sq Ft

2,411 sq ft

Year Built

1976

Lot Size

0.29 acres

Garage

2

About This Property

Discover this beautiful 3-bedroom, 2-bath pool home in highly desirable Palm Harbor, offering the perfect blend of comfort, style, and true Florida living. Step inside to a welcoming layout anchored by a well-appointed kitchen featuring a convenient breakfast bar, ideal for casual dining and entertaining. The primary bedroom offers a spacious retreat with a large walk-in closet, while the indoor laundry room with a utility sink adds everyday convenience. Enjoy year-round outdoor living in the screened-in lanai, overlooking your inground pool—perfect for relaxing, hosting gatherings, or soaking up the Florida sunshine. All of this and just minutes from Palm Harbor’s schools, downtown Palm Harbor, Honeymoon Island, and the Pinellas Trail, placing recreation, dining, and coastal beauty right at your fingertips. Homes offering this level of location, lifestyle, and amenities don’t last long. Make your move before this Palm Harbor gem slips away.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6422541
StatusActive
Year Built1976
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHONEYMOON RIDGE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Vinyl
AppliancesDishwasher, Range, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.29 acres (12,467 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,000
Original Price$555,000
Annual Taxes$7,336 (2025)
FinancingCash, Conventional, VA Loan
ZoningR-1
Parcel #122815410400000090

Directions

Head west on Tampa Rd from US 19 turn right on 15th st.

Location

209 15TH STREET, PALM HARBOR, FL 34683

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedJuly 6, 2026

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Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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How to Buy This Home

Multiple financing options available for this $499,000 home in PALM HARBOR.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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