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$220,000

221 AVENUE C NE, WINTER HAVEN, FL 33881

3D Tour

Active1 days on market

Beds

Baths

Sq Ft

720 sq ft

Year Built

1920

Lot Size

0.35 acres

Garage

About This Property

Welcome to this charming elevated home offering privacy, character, and a bright open-concept layout. Located above the garage, the living space features a spacious balcony that’s perfect for enjoying your morning coffee or relaxing in the evening. Situated on an oversized lot, there’s plenty of room for outdoor activities, gardening, or future possibilities. Just a short distance from the lake and a neighborhood park, this home offers the perfect combination of comfort, convenience, and outdoor enjoyment. Whether you’re looking for your first home, an investment, or a peaceful retreat, this property is one you won’t want to miss!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6423429

StatusActive

Year Built1920

Stories1

Total Rooms5

ConstructionWood Frame

RoofShingle

FoundationPillar/Post/Pier

FacesSoutheast

SubdivisionWINTER HAVEN HEIGHTS

CountyPolk

OwnershipFee Simple

Interior Features

InteriorNinguno

FlooringLaminate

AppliancesRange

LaundryIn Garage

CoolingMini-Split Unit(s)

HeatingWall Units / Window Unit

Exterior & Lot

ExteriorNone

Lot Size0.35 acres (15,176 sq ft)

Lot Dimensions110 x 138

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Available, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$220,000

Annual Taxes$1,607 (2025)

ZoningR-3

Parcel #262828605000001120

Directions

Take I-4 W to FL-570 W (Polk Parkway). Exit onto US-17 S/US-92 W toward Winter Haven. Continue on US-17 S, then turn left onto Avenue C NE. The property will be on your left.

Location

221 AVENUE C NE, WINTER HAVEN, FL 33881

Listing Information

OfficeMBA REALTY GROUP, INC

ListedJuly 12, 2026

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Home Price

$220,000

Down Payment20% ($44,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,142

Property Tax (est.)$202

Insurance (est.)$150

Total Monthly$1,493

Full Calculator →

How to Buy This Home

Multiple financing options available for this $220,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.