$514,900
5331 SANDY SHELL DRIVE, APOLLO BEACH, FL 33572
Beds
4
Baths
3
Sq Ft
3,653 sq ft
Year Built
2008
Lot Size
0.26 acres
Garage
3
About This Property
VR tour available. Seller offering up to $21,883 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Welcome to Harbour Isles, where this move-in ready 4-bedroom, 2.5-bath home offers 3,653 square feet of two-story living, a 3-car garage, and peaceful pond views. Recent updates include a refreshed kitchen with granite countertops and new stainless steel appliances, updated baths with a new granite dual-sink primary vanity, garden tub, and separate shower, fresh interior paint, new bedroom carpet, and new lighting and blinds. Dual HVAC systems have been professionally serviced, and a durable metal roof and 2022 water heater add lasting, low-maintenance value. The main level offers formal living and dining rooms and a spacious family room open to the kitchen, with tile and wood-look flooring throughout. Upstairs, an oversized loft and a private primary suite overlook the water, along with three additional bedrooms, each with a walk-in closet. Out back, a covered patio faces the tranquil pond. Residents of the gated Harbour Isles community enjoy a resort-style pool, clubhouse, and fitness center. Conveniently located near US-41, I-75, shopping, dining, schools, marinas, and Gulf beaches. Buyer incentive available with Seller's preferred lender; subject to lender approval and the terms in the executed contract.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
I-75 S to Big Bend Rd in Hillsborough County. Take exit 246 from I-75 S. Follow Big Bend Rd and US-41 S/S Tamiami Trail to Sandy Shell Dr. 5331 Sandy Shell Dr.
Location
5331 SANDY SHELL DRIVE, APOLLO BEACH, FL 33572
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$514,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $514,900 home in APOLLO BEACH.
🏛️
FHA Loan
$18,022 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$25,745 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.