$105,999
3111 CLUB CIRCLE, LAKE WALES, FL 33854
Beds
1
Baths
1
Sq Ft
648 sq ft
Year Built
1965
Lot Size
0.03 acres
Garage
—
About This Property
PRICE REDUCTION!! USDA APPROVED. Wake up to serene lake views in a community designed for both relaxation and recreation. This beautifully updated 1-bedroom, 1-bath villa features soaring cathedral ceilings, a private rear lanai, and numerous improvements, including fresh interior paint and professionally cleaned air vents (2026), a new electrical panel (2025), a remodeled bathroom (2024), ceiling fans (2023), and an AC system, water heater, kitchen cabinetry, and appliances installed in 2018. Enjoy resort-style living with an HOA that covers exterior and roof maintenance, cable, water, sewer, trash service, grounds upkeep, and 24/7 gated security. This pet-friendly, handicap-accessible community permits both short- and long-term rentals, making it ideal as a primary residence, seasonal retreat, or investment property. Residents enjoy an exceptional array of amenities, including a swimming pool, tennis and basketball courts, shuffleboard, mini-golf, a fitness center, clubhouse activities, walking trails, playgrounds, and access to Lake Walk-In-Water for boating and fishing (marina access varies). Convenient on-site services include laundry facilities, a post office, salon, restaurant, chapel, library, thrift store, and car wash.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Left onto Fl-655, turn left onto fl-655/Lake Shipp Dr, Turn Left onto Fl-60 E, Turn Right onto Club Cir, Turn right.
Location
3111 CLUB CIRCLE, LAKE WALES, FL 33854
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$105,999
Loan Term
How to Buy This Home
Multiple financing options available for this $105,999 home in LAKE WALES.
🏛️
FHA Loan
$3,710 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$5,300 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.