$435,000
12854 NE 118TH TERRACE, OCKLAWAHA, FL 32179
Beds
3
Baths
3
Sq Ft
1,712 sq ft
Year Built
2007
Lot Size
0.33 acres
Garage
2
About This Property
Enjoy the LAKE WEIR lifestyle in this well-maintained 3-bedroom, 2.5-bath home offering PRIVATE LAKE ACCESS with a dock, ideal for boating, fishing, and time on the water. Recent improvements include a NEW ROOF and HOT WATER HEATER in NOVEMBER 2025, a NEW WELL and APPLIANCES in 2026, NEW STORAGE SHED in DECEMBER 2025, EXTERIOR PAINT completed in November 2025. HVAC serviced in June 2026. Inside, the comfortable, flowing layout features abundant natural light, tile flooring, a gas fireplace, and a spacious kitchen with 42-inch wood cabinetry, ample counter space, and updated appliances. The screened garage adds everyday versatility, while the PROFESSIONALLY LANDSCAPED YARD and mature surroundings create an inviting setting. Enjoy the front porch lifestyle from the 15-by-10 concrete covered patio, a welcoming space for morning coffee or relaxed evenings outdoors. The detached shed provides convenient storage for tools, lake gear, and outdoor equipment. BRING YOUR BOAT and take advantage of the private shared ownership of the community dock and beach access to Lake Weir, with Carney Island Recreation and Conservation Area just a short drive away offering six docks, two beaches, and covered pavilions. Great for family parties and gatherings. Seller says Vertical Boat Lifts allowed.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Going NORTH on US Hwy 27/441 ver Right onto Ocala Rd/E Hwy 25, Left on SE 119th Ct, then Left on SE 118th Terrace. Home is on the corner of SE 119 and SE 118th.
Location
12854 NE 118TH TERRACE, OCKLAWAHA, FL 32179
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$435,000
Loan Term
How to Buy This Home
Multiple financing options available for this $435,000 home in OCKLAWAHA.
🏛️
FHA Loan
$15,225 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.