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$599,900

1529 ALLIGATOR STREET, ST CLOUD, FL 34771

3D Tour

Active1 days on market

Beds

Baths

Sq Ft

2,776 sq ft

Year Built

2017

Lot Size

0.20 acres

Garage

About This Property

Motivated Seller.....This gorgeous Heated Saltwater Pool with fully paid-off Solar Panels. This FULLY FENCED.....corner lot property showcases 4 bedrooms, 3 bathrooms in well desired community of Turtle Creek St Cloud only minutes away from Lake Nona. Get to enjoy a chef's dream modern kitchen with a lavish granite island. The open floor plan concept is excellent for spending time with family and friends. Main bedroom features double sinks with separate shower & tub, and a walk-in closet. The other three bedrooms have ample closet space, and celling fans. Garage with an attic pull down ladder & ceiling racks). Sprinkler system, covered porch, & impact windows. Living Room and Office TV included. Patio / Pool Furniture available for sale as well at $500 (grill not included). Property is located near Saint Cloud's downtown district, Lake Nona, Medical Center, VA Medical Center, Orlando Airport, major theme parks, shops, restaurants and Turnpike.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6424716

StatusActive

Year Built2017

Stories1

Total Rooms3

ConstructionBlock, Concrete

RoofShingle

FoundationBlock, Concrete Perimeter, Slab

FacesNorth

SubdivisionTURTLE CREEK PH 1B

CountyOsceola

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)

FlooringCeramic Tile, Vinyl

AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Water Softener

LaundryLaundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorIrrigation System

FencingVinyl

Lot Size0.20 acres (8,756 sq ft)

Lot Dimensions70 x 125

Lot FeaturesCorner Lot

Road SurfaceConcrete, Paved

ViewPool

Pool & Spa

Private PoolYes

Pool FeaturesHeated, In Ground, Lighting, Salt Water, Screen Enclosure

SpaHeated, In Ground, Swim Spa

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Available, Water Available

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes

HOA Fee$74 / Monthly

Senior CommunityNo

Financial Details

List Price$599,900

Annual Taxes$7,208 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningSPUD

Parcel #312531084200012380

Directions

Narcoossee Rd Turn right onto Narcoossee Rd Continue on Tortoise Trail. Drive to Alligator St

Location

1529 ALLIGATOR STREET, ST CLOUD, FL 34771

Listing Information

OfficeKEY CLASSIC REALTY LLC

ListedJuly 14, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$599,900

Down Payment20% ($119,980)

Interest Rate6.75%

Loan Term

Principal & Interest$3,113

Property Tax (est.)$550

Insurance (est.)$150

Total Monthly$3,813

Full Calculator →

How to Buy This Home

Multiple financing options available for this $599,900 home in ST CLOUD.

🏛️

FHA Loan

$20,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.