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$425,000

1144 CAVENDER CREEK ROAD, MINNEOLA, FL 34715

3D Tour
Active106 days on market

Beds

3

Baths

2

Sq Ft

2,110 sq ft

Year Built

2021

Lot Size

0.13 acres

Garage

2

About This Property

NOW $425,000! $40,000 PRICE REDUCTION! RARE 2.75% ASSUMABLE MORTGAGE WITH APPROXIMATELY $285,000 REMAINING! Looking for an opportunity that actually makes financial sense in today’s housing market? This might be the one you’ve been waiting for! Originally offered at $465,000, this 2021 built Hanover Family Builders home has now been reduced by $40,000, creating a fresh opportunity for buyers looking for space, location, and an attractive financing option! Offering 3 bedrooms, 2 bathrooms, over 2,100 square feet of living space, and a versatile flex room, this home has plenty to offer beyond its new price tag. Step inside and discover an open floor plan featuring quartz countertops throughout, a spacious kitchen with a large center island, abundant cabinetry, and an inviting layout designed for everyday living and entertaining. While decorating styles and furniture may change, the features that matter remain! Enjoy a fully fenced backyard, brick paver driveway, functional living spaces, and the freedom to bring your own personal style and vision to life. Located in Ardmore Reserve, residents enjoy a resort style zero entry pool, splash pad, cabana, playground, dog park, and recreational areas. Conveniently located between Downtown Clermont and Downtown Winter Garden, with easy access to shopping, restaurants, entertainment, and the Minneola Turnpike Interchange. BUT HERE’S WHERE THINGS GET INTERESTING! Qualified buyers may have the opportunity to assume the seller’s existing mortgage with an interest rate of just 2.75% and an approximate remaining balance of $285,000! An opportunity worth exploring in today’s financing environment. The price has changed. The opportunity has grown. And the next chapter of this home is waiting for you! Schedule your private showing and see the possibilities for yourself! Mortgage assumption subject to lender approval, buyer qualification, existing loan terms, and required equity contribution.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6424957
StatusActive
Year Built2021
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionARDMORE RESERVE
CountyLake
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Range
LaundryInside
WindowsLow-Emissivity Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors, Sprinkler Metered
FencingFenced
Lot Size0.13 acres (6,000 sq ft)
Lot Dimensions50 x 120
Lot FeaturesGentle Sloping
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$221 / Quarterly
Senior CommunityNo

Financial Details

List Price$425,000
Original Price$465,000
Annual Taxes$5,656 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #082226030300001500

Schools

ElementaryGrassy Lake Elementary
MiddleEast Ridge Middle
HighLake Minneola High

Directions

From the Florida Turnpike, take the Minneola Interchange (Exit 279). Head west on Hancock Road, then turn right onto N. Grassy Lake Road. Continue to the community entrance and turn onto Cavender Creek Road. Follow Cavender Creek Road to 1144 Cavender Creek Road, which will be on your right.

Location

1144 CAVENDER CREEK ROAD, MINNEOLA, FL 34715

Listing Information

OfficePREFERRED REAL ESTATE BROKERS
ListedJuly 16, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $425,000 home in MINNEOLA.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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