Beds
3
Baths
2
Sq Ft
1,526 sq ft
Year Built
2004
Lot Size
0.13 acres
Garage
2
About This Property
New photos coming soon. Seller offering up to $13,595 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 3-bedroom, 2-bath home in Valrico's established Somerset community with the big-ticket items already handled: HVAC (2024) and Water Heater (2021), plus a new Roof scheduled, pending final HOA approval, so the buyer gets it without the cost. A just-completed refresh adds a renovated kitchen with new white shaker cabinetry, White Ornamental granite countertops, and new stainless steel appliances including a Whirlpool gas range, dishwasher, and microwave hood, along with new cabinet hardware and a new Moen pull-out faucet. Both bathrooms feature new vanities with granite countertops, new mirrors, faucets, toilets, and vanity lighting. Additional improvements include fresh interior paint throughout, new LED lighting and fixtures, new blinds, updated door hardware, and refreshed landscaping with fresh mulch, with a full exterior repaint to follow pending the same HOA approval. The single-story floor plan offers 1,526 SqFt with a spacious living room, a primary suite with a walk-in closet and private bath, two additional bedrooms, a refreshed front porch, and an attached 2-car garage with a freshly painted interior. Somerset offers a community pool with a low $160 quarterly HOA and no CDD. Conveniently located in Valrico near schools, shopping, and dining, with an easy commute to Brandon and Tampa. Schedule your showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Traveling east on SR-60 (Brandon Blvd) through Valrico, turn left onto N Mulrennan Rd; turn left onto Pine Top Dr; turn right onto Summer Cruise Dr; the home is on the left.
Location
3215 SUMMER CRUISE DRIVE, VALRICO, FL 33594
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$319,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $319,900 home in VALRICO.
🏛️
FHA Loan
$11,197 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.