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$539,900

4336 SPINNAKER COVE LANE, TAMPA, FL 33615

3D Tour
Active53 days on market

Beds

3

Baths

4

Sq Ft

2,540 sq ft

Year Built

2004

Lot Size

0.04 acres

Garage

2

About This Property

Live the waterfront lifestyle you've been waiting for! Located in the gated community of Spinnaker Cove, this spacious 3-bedroom, 4-bathroom (3 full, 1 half) townhome offers over 2,540 heated square feet of thoughtfully designed living space, including a deeded on-site boat slip that conveys with the sale and direct access to Tampa Bay. The versatile first floor features a large bonus room complete with a wet bar and full bathroom, creating the perfect space for a media room, guest suite, home office, or game room. The second level is designed for entertaining with an open-concept living and dining area, a well-appointed kitchen featuring granite countertops, ample cabinetry, and a breakfast bar, abundant natural light, and private balconies to enjoy the peaceful waterfront surroundings. Upstairs, you'll find all three bedrooms along with a conveniently located laundry area, including a spacious primary suite designed for comfort and privacy. An attached garage provides additional storage and everyday convenience. Residents of Spinnaker Cove enjoy gated access, a community pool, and a true marina lifestyle in one of Tampa's most desirable waterfront communities. Perfectly positioned for both convenience and recreation, this home is just minutes from Tampa International Airport, International Plaza and Bay Street, Berkeley Preparatory School, Rocky Point Golf Course, Skyway Sports Complex, Raymond James Stadium, and George M. Steinbrenner Field, with downtown Tampa, Amalie Arena, and Busch Gardens all easily within reach. Whether commuting, traveling, boating, shopping, or enjoying Tampa's premier entertainment and sporting venues, this exceptional location places it all at your fingertips. Offering the perfect blend of space, flexibility, and an unbeatable waterfront lifestyle, this is a rare opportunity to own a move-in-ready townhome with a deeded boat slip in the heart of Tampa.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6426436
StatusActive
Year Built2004
Stories3
Total Rooms12
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSPINNAKER COVE TWNHMS
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCrown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
FlooringCeramic Tile, Laminate, Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Lighting, Sliding Doors
FencingElectric, Fenced
Lot Size0.04 acres (1,683 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone
Road SurfaceAsphalt, Paved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$615 / Monthly
Senior CommunityNo

Financial Details

List Price$539,900
Original Price$575,000
Annual Taxes$7,833 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U11291764200001000003.0

Schools

ElementaryDickenson-HB
MiddleWebb-HB
HighAlonso-HB

Directions

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Location

4336 SPINNAKER COVE LANE, TAMPA, FL 33615

Listing Information

OfficeSUPERIOR REALTY GROUP, LLC.
ListedJuly 19, 2026

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Home Price

$539,900

20% ($107,980)
6.75%

Loan Term

Principal & Interest$2,801
Property Tax (est.)$495
Insurance (est.)$150
Total Monthly$3,446
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $539,900 home in TAMPA.

🏛️

FHA Loan

$18,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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