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$264,990

205 TENNESSEE STREET, HAINES CITY, FL 33844

3D Tour
Active66 days on market

Beds

3

Baths

2

Sq Ft

1,160 sq ft

Year Built

1930

Lot Size

0.24 acres

Garage

2

About This Property

From its inviting front porch to its distinctive architectural details, this beautifully maintained 3-bedroom, 2-bath residence is filled with warmth, character, and timeless appeal. Offering a rare combination of charm and functionality, the home features an attached garage, an oversized covered carport, and inviting indoor and outdoor living spaces designed to be enjoyed. Step inside to discover a bright and welcoming interior where rich wood flooring and a functional wood-burning fireplace create the heart of the home. The spacious living room flows effortlessly into the dining area and kitchen, featuring granite countertops, stylishly updated cabinetry, stainless steel appliances, generous storage, and a cozy breakfast nook that makes everyday living and entertaining a pleasure. The thoughtfully designed split-bedroom floor plan provides privacy for the primary suite, complete with an updated en-suite bathroom featuring a beautifully tiled walk-in shower. Two additional bedrooms, a full guest bathroom, and an interior laundry room provide the flexibility and convenience today's buyers appreciate. Sliding glass doors open to a spacious screened lanai, creating a seamless extension of the home's living space. Whether you're enjoying your morning coffee, hosting family and friends, or simply relaxing after a long day, the fully fenced backyard provides the perfect setting for outdoor living. Adding even more value, the home is equipped with solar panels to help improve energy efficiency and a whole-house water treatment and water softener system for enhanced water quality and everyday comfort. A rare combination of an attached garage and an oversized covered carport provides exceptional flexibility for multiple vehicles, a boat, recreational equipment, or additional storage. Best of all, there's no HOA, giving you the freedom to truly make this property your own. Ideally located just minutes from Historic Downtown Haines City, Lake Eva Community Park, schools, shopping, dining, medical facilities, and convenient access to US-27, you'll enjoy an easy commute to Orlando, Walt Disney World, and many of Central Florida's most popular destinations. Combining timeless character, practical living spaces, valuable upgrades, and an excellent location, this is a home you'll appreciate from the moment you arrive.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6427877
StatusActive
Year Built1930
Stories1
Total Rooms9
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionPINEHURST SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.24 acres (10,402 sq ft)
Lot Dimensions104 x 100
Lot FeaturesLandscaped
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolNo
SpaAbove Ground

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Street Lights, Water Available

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$264,990
Original Price$269,990
Annual Taxes$1,374 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #272730793000002070

Directions

From US-27, head east on Bates Road. Turn left onto N 10th Street, then turn right onto E Hinson Avenue. Turn left onto N 2nd Street, then right onto Tennessee Street. The home will be on the left at 205 Tennessee Street.

Location

205 TENNESSEE STREET, HAINES CITY, FL 33844

Listing Information

OfficeREALTY ONE GROUP MVP
ListedAugust 1, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$264,990

20% ($52,998)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,768
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How to Buy This Home

Multiple financing options available for this $264,990 home in HAINES CITY.

🏛️

FHA Loan

$9,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.

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