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$292,900

3328 WHITE INDIGO ROAD, WINTER HAVEN, FL 33884

3D Tour
Active67 days on market

Beds

3

Baths

2

Sq Ft

1,302 sq ft

Year Built

2026

Lot Size

0.13 acres

Garage

2

About This Property

Under Construction. Discover the Downing 2 floorplan at Harmony at Lake Eloise in Winter Haven, featuring 1,302 square feet, three bedrooms and two bathrooms, this home prioritizes efficient living without sacrificing an ounce of warmth. Step inside and be greeted by a thoughtfully arranged space, designed to maximize both comfort and flow. (Luxury vinyl) flooring guides you through the home, setting the stage for everyday living. The heart of the Downing is its open concept living area, where the living room and kitchen merge seamlessly, fostering connection and ease. This central space, bathed in natural light, is perfect for cozy evenings or casual gatherings. The kitchen, a model of efficiency, is equipped with modern appliances and well-organized storage, making meal preparation a breeze. Each of the three bedrooms provides a tranquil escape, with the primary suite offering a private bathroom for added convenience. The second bathroom, strategically located, serves the remaining bedrooms with ease. Like every home built in Harmony at Lake Eloise, the Downing 2 is built with all concrete block construction and integrated smart home technology. This allows you to effortlessly manage your home's systems, from lighting to temperature, all from the palm of your hand, whether you're relaxing inside or out and about. The Downing 2 floorplan is ideal for those seeking a streamlined, comfortable lifestyle. It's a place where thoughtful design meets modern convenience, creating a true sense of home. Experience the blend of simplicity and sophistication at Harmony at Lake Eloise. Contact us today and find your home at Harmony at Lake Eloise. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6427924
StatusActive
Year Built2026
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionHARMONY ON LAKE ELOISE
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan, Smart Home, Solid Surface Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.13 acres (5,662 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$30 / Monthly
Senior CommunityNo

Financial Details

List Price$292,900
Original Price$274,900
Annual Taxes$2,310 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #262904664017002740

Schools

ElementaryJohn Snively Elem
MiddleDenison Middle
HighLake Region High

Directions

Recker High Way make a Left and continue to you see round about . Make 1st right . Community sales center is on the right.

Location

3328 WHITE INDIGO ROAD, WINTER HAVEN, FL 33884

Listing Information

OfficeDR HORTON REALTY OF CENTRAL FLORIDA LLC
ListedJuly 24, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$292,900

20% ($58,580)
6.75%

Loan Term

Principal & Interest$1,520
Property Tax (est.)$268
Insurance (est.)$150
Total Monthly$1,938
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $292,900 home in WINTER HAVEN.

🏛️

FHA Loan

$10,252 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,645 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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