$625,000
4870 CITRUS OAK LANE, ST CLOUD, FL 34771
Beds
3
Baths
2
Sq Ft
2,400 sq ft
Year Built
1984
Lot Size
1.00 acres
Garage
2
About This Property
Excellent Location! Are you looking for unique & private? This home is perfectly situated on a private lot and quiet street that ends in a cul-de-sac. This unique 4 bedroom, 2.5 bath pool home sits on a full acre surrounded by beautiful walking paths & mature Florida native landscaping. Offering plenty of room both inside and out, this property combines privacy, charm, and endless possibilities. Enjoy spacious living areas, a gorgeous double sided fireplace (recently swept & inspected), a sparkling pool perfect for entertaining, and serene natural surroundings that create your own private retreat. A rare opportunity to own a peaceful slice of Florida living with space to spread out and enjoy. There's tons of potential here so come make this home your own! Major updates include; Roof 2018, solar water heater brand new 2026 (panels are seller owned, no lien), brand new pool pump 2026, A/C 2024. Close to Lake Nona, Orlando theme parks & Orlando Int. Airport. Offers encouraged...
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
S. Narcoossee Rd. to Old Oak Trail, left on Sugar Belt Dr then right onto Citrus Oak Ln. Home is left. Name Offi
Location
4870 CITRUS OAK LANE, ST CLOUD, FL 34771
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$625,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $625,000 home in ST CLOUD.
🏛️
FHA Loan
$21,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$31,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.