$399,900
136 MONTSERRAT DRIVE, ST AUGUSTINE, FL 32092
Beds
3
Baths
2
Sq Ft
1,737 sq ft
Year Built
2021
Lot Size
0.17 acres
Garage
2
About This Property
Welcome to 136 Montserrat Drive, a beautifully maintained 2021 home in the highly desirable Windward Ranch community. Offering 3 bedrooms, 2 bathrooms, a dedicated office/flex space, and approximately 1,737 square feet of thoughtfully designed living space, this home combines modern style with everyday functionality. The open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating an ideal space for entertaining or relaxing with family. The split-bedroom layout provides added privacy, while the versatile office is perfect for working from home, a fitness room, or additional guest space. Enjoy peaceful wooded views from the screened lanai, creating a private outdoor retreat. Additional features include a tankless water heater, modern finishes throughout, and an attached two-car garage. Located in the sought-after Windward Ranch community, residents enjoy exceptional amenities including a resort-style pool, clubhouse, playground, and recreational areas. Conveniently situated near top-rated St. Johns County schools, shopping, dining, I-95, and the historic charm of downtown St. Augustine, this home offers the perfect combination of comfort, convenience, and lifestyle. Don't miss the opportunity to own a move-in ready home in one of St. Augustine's most desirable communities.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
I-95 to Exit 323 (International Golf Pkwy). East on International Golf Pkwy, left on SR 16, right on Windward Ranch Blvd, left on Montserrat Dr. Home is on the right.
Location
136 MONTSERRAT DRIVE, ST AUGUSTINE, FL 32092
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,900
Loan Term
How to Buy This Home
Multiple financing options available for this $399,900 home in ST AUGUSTINE.
🏛️
FHA Loan
$13,997 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.