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$287,990

4040 GIORGIO, WINTER HAVEN, FL 33884

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,672 sq ft

Year Built

2026

Lot Size

0.13 acres

Garage

2

About This Property

Under Construction. The Aria is one of our one-story floorplans featured in Villamar in Winter Haven, Florida. With multiple exteriors to choose from, the Aria is a popular home. Inside this 3-bedroom, 2-bathroom home, you’ll find 1,672 square feet of comfortable living. This all-concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered lanai. Entertaining is a breeze, as this popular single-family home features a living and dining in the heart of the home, with covered lanai just steps away in your backyard. The spacious kitchen features stainless steel appliances, a convenient island, and walk-in pantry with ample storage. In every bedroom you’ll have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom located in the rear of the home has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Sharing a sink isn’t a worry with the double vanity. Two additional bedrooms share a second bathroom. This home also features a nice laundry room space with privacy doors and a two-car garage for parking or storage. Like all homes in Villamar, the Aria includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6428192
StatusActive
Year Built2026
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionVILLAMAR PHASE 6 AND PHASE 6D
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds, Double Pane Windows, ENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.13 acres (5,662 sq ft)
Lot FeaturesCity Lot, Landscaped, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$211 / Annually
Senior CommunityNo

Financial Details

List Price$287,990
Annual Taxes$3,147 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262915688505002480

Schools

ElementaryChain O Lakes Elem
MiddleMcLaughlin Academy Of Excellence
HighLake Region High

Directions

"From Winter Haven - Cypress Gardens Blvd to Helena Dr, left on Eloise Loop Rd, right in the community by flags. Follow road & builder flags/signs to the new model center. From I-4 (Davenport) - US 27 South to Thompson Nursery, make a right. At the 2nd light, make a left turn onto SR 653. Make right onto Cunningham Rd. Take road to roundabout. Follow signs to new model."

Location

4040 GIORGIO, WINTER HAVEN, FL 33884

Listing Information

OfficeDR HORTON REALTY OF CENTRAL FLORIDA LLC
ListedJuly 25, 2026

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Home Price

$287,990

20% ($57,598)
6.75%

Loan Term

Principal & Interest$1,494
Property Tax (est.)$264
Insurance (est.)$150
Total Monthly$1,908
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $287,990 home in WINTER HAVEN.

🏛️

FHA Loan

$10,080 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,400 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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