$349,700
196 TOWNS CIRCLE, HAINES CITY, FL 33844
Beds
4
Baths
3
Sq Ft
1,988 sq ft
Year Built
2022
Lot Size
0.13 acres
Garage
2
About This Property
Better than new and built in 2022, this beautifully maintained 4-bedroom, 3-bathroom home offers 1,988 square feet of thoughtfully designed living space on an oversized lot in one of Haines City's growing communities. OFFERING 5K SELLER CREDIT FOR CLOSING COST/RATE BUY DOWN. Step inside to an open-concept floor plan featuring durable LVP flooring throughout the main living areas, creating a stylish, low-maintenance space ideal for both everyday living and entertaining. The well-appointed kitchen offers ample cabinetry, generous counter space, and a functional layout overlooking the spacious living and dining areas, making it the heart of the home.Designed with comfort and efficiency in mind, this home includes spray foam insulation, providing enhanced energy efficiency, improved indoor comfort, and potential savings on utility costs year-round. The split-bedroom layout offers privacy, with a spacious primary suite serving as a relaxing retreat complete with an en-suite bathroom and generous closet space. Three additional bedrooms and two full bathrooms provide plenty of room for family, guests, or a home office. Outside, the oversized lot offers endless possibilities for outdoor living. Whether you envision adding a pool, creating your dream backyard oasis, or simply enjoying extra space for entertaining, this property provides the flexibility to make it your own. Conveniently located near shopping, dining, schools, parks, golf courses, and major highways, this home also offers easy access to Orlando, Walt Disney World, and other Central Florida attractions. Combining modern construction, energy-efficient features, a spacious floor plan, and an exceptional lot, this move-in-ready home is a rare opportunity you won't want to miss. Schedule your private showing today! No CDD fees!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
E Johnson, Turn on Red Alford, Make 2nd right on Towns Cir, home will be on left
Location
196 TOWNS CIRCLE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$349,700
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $349,700 home in HAINES CITY.
🏛️
FHA Loan
$12,240 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,485 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 14, 2026.