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$310,000

1325 DIEGO TERRACE, WINTER HAVEN, FL 33884

3D Tour
Active39 days on market

Beds

4

Baths

3

Sq Ft

1,933 sq ft

Year Built

2024

Lot Size

0.15 acres

Garage

2

About This Property

Welcome to your dream home in the heart of Winter Haven's sought-after Peace Creek Reserve community! This stunning two-story Atlanta Plan offers 4 bedrooms, 2.5 bathrooms, and 1,933 square feet of thoughtfully designed living space that perfectly balances comfort with style with custom built-in blinds, custom closets in bedrooms & designer touches such as accent wall in living room with floating shelf that will be staying with the home! Step inside to discover an open floor plan that flows seamlessly from the great room to the dining area and into a chef's dream kitchen. The heart of the home features a large island complemented by quartz countertops, stainless steel appliances, and a generous pantry. The casual dining area opens to a lanai through sliding glass doors, creating an effortless indoor-outdoor living experience. Yard is fenced in with built in gazebo and kids playground that are staying with the home! Upstairs, the primary bedroom retreat awaits with a luxurious en-suite bathroom featuring a spacious walk-in shower, dual vanity, and a walk-in closet. Three additional bedrooms, a full bathroom, and a versatile loft provide plenty of space for family, guests, or that home office you've been dreaming about. The convenient second-floor laundry room means no more hauling baskets up and down stairs. Peace Creek Reserve offers the perfect blend of small-town charm and modern convenience, nestled near Winter Haven's famous chain of lakes connected by scenic canals. Publix within 5 minutes, 10 minutes to Legoland Florida, 10 minutes to Cypress Gardens plus easy access to US 27 where you will find tons of shopping, dining and theaters! Locaated an hour from Orlando and an hour from Tampa Bay for easy commute!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6428406
StatusActive
Year Built2024
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionPEACE CREEK RESERVE 40'S
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Washer
LaundryInside
WindowsThermal Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot Size0.15 acres (6,534 sq ft)
Lot FeaturesIn County, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Fiber Optics, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$195 / Annually
Senior CommunityNo

Financial Details

List Price$310,000
Annual Taxes$6,300 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262936692300001720

Schools

ElementaryWahneta Elem
MiddleWestwood Middle
HighLake Region High

Directions

Traveling north on Highway 17 from Bartow and HWY 60 intersection. Right on Bomber RD/County HWY 559. Right on Pershing St. Arrive at 112 Pershing St, Bartow, FL 33830 Welcome Home Ctr

Location

1325 DIEGO TERRACE, WINTER HAVEN, FL 33884

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedJuly 27, 2026

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Home Price

$310,000

20% ($62,000)
6.75%

Loan Term

Principal & Interest$1,609
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,043
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $310,000 home in WINTER HAVEN.

🏛️

FHA Loan

$10,850 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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