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$320,000

408 LANIER LANE, WINTER HAVEN, FL 33884

3D Tour
Active55 days on market

Beds

3

Baths

2

Sq Ft

1,680 sq ft

Year Built

1972

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to this beautifully maintained 3-bedroom, 2-bathroom block home perfectly positioned on a prime quarter-acre corner lot in Winter Haven! Boasting 1680 square feet of functional livingspace, this property offers untimate freedom with NO HOA restrictions-bring your boat, RV or toys! The light-filled interior features a cozy wood-burning fireplace, while the spacious screened lana iprovides the perfect backdrop for classic Florida outdoor living. Nestled in a highly desirable 33884 neighborhood close to top-rated schools, dining, and natural lakes, this home is ready for it's next chapter. Schedule your tour today and explore the endless possibilities! Major Capital upgrades give you complete worry-free living, featuring a high-efficiency AC replaced just 2 years ago (2024), a newer roof replaced 7 years ago (2019) and brand-new, energy-efficient windows and sliding glass doors for ultimate climate control and storm safety.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6428832
StatusActive
Year Built1972
Total Rooms10
ConstructionBlock, Brick
RoofShingle
FoundationSlab
FacesNorth
SubdivisionFLA HLNDS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringCeramic Tile, Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Water Softener
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingCentral, Heat Pump
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sliding Doors
FencingFenced
Lot Size0.22 acres (9,365 sq ft)
Lot FeaturesCorner Lot, In County, Level
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$320,000
Annual Taxes$2,265 (2025)
FinancingCash, Conventional
ZoningR-1
Parcel #262835662500000731

Schools

ElementaryGarden Grove Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From Cypress Gardens Blvd, turn left onto Cypress Gardens Rd. Turn left onto Whitman Rd. Turn left on Lanier Lane. The home will be on the right. You will pass the driveway before seeing the front yard.

Location

408 LANIER LANE, WINTER HAVEN, FL 33884

Listing Information

OfficeCHARLES RUTENBERG REALTY ORLANDO
ListedAugust 12, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $320,000 home in WINTER HAVEN.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 14, 2026.

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