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$308,999

3041 TOBAGO DRIVE, HAINES CITY, FL 33844

3D Tour
Active69 days on market

Beds

3

Baths

2

Sq Ft

1,669 sq ft

Year Built

2024

Lot Size

0.13 acres

Garage

2

About This Property

INVESTOR OPPORTUNITY! Property is currently leased through August 2027, offering immediate rental income and a great investment opportunity. Welcome to this beautifully maintained, modern home located in the desirable Hammock Reserve community in Haines City. Offering the perfect combination of style, comfort, and functionality, this move-in-ready residence features 3 spacious bedrooms, 2 full bathrooms, and an inviting open-concept layout designed for today's lifestyle. From the moment you arrive, you'll appreciate the attractive curb appeal, highlighted by a landscaped front yard and a charming covered front porch. Inside, abundant natural light fills the living spaces, while large sliding glass doors seamlessly connect the living and dining areas to the expansive, fully fenced backyard with a covered lanai—an ideal setting for outdoor dining, entertaining, or simply relaxing in complete privacy. The modern kitchen is the heart of the home, featuring a large center island, generous countertop space, ample cabinetry, and a full suite of appliances, making it perfect for everyday living and hosting family and friends. The spacious primary suite offers a peaceful retreat with a walk-in closet and a private en-suite bathroom complete with dual vanities. Two additional bedrooms provide flexibility for family, guests, or a home office. A two-car garage adds convenience and extra storage. Residents of Hammock Reserve enjoy wonderful community amenities, including a resort-style swimming pool, playground, dog park, and sidewalks throughout the neighborhood, creating a welcoming environment for families and outdoor activities. Ideally located, this home is just minutes from US-27 and offers easy access to I-4, providing convenient travel to Orlando, Tampa, and Central Florida's world-famous attractions. You'll also be close to shopping, restaurants, schools, medical facilities, golf courses, Posner Park Shopping Mall, Lake Eva Community Park, Walt Disney World, and a variety of lakes perfect for boating and fishing. This exceptional home combines modern design, an outstanding location, and fantastic community amenities. Don't miss this incredible opportunity to own a beautiful home in one of Haines City's fastest-growing communities! The home is equipped with a leased solar energy system. Buyer to assume the solar lease at closing.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6429208
StatusActive
Year Built2024
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionHAMMOCK RESERVE PH 4
CountyPolk
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Lighting, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.13 acres (5,502 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$640 / Annually
Senior CommunityNo

Financial Details

List Price$308,999
Annual Taxes$7,539 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262725490010007110

Directions

Head north on US-17/US-92, Take N 12th St and N 8th St to E Hinson Ave, Follow US-17 S to Fletcher Fish Camp Rd/Fletcher Trailer Park Rd, Continue on Fletcher Fish Camp Rd/Fletcher Trailer Park Rd to your destination in Haines City.

Location

3041 TOBAGO DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeWRA BUSINESS & REAL ESTATE
ListedJuly 31, 2026

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Home Price

$308,999

20% ($61,800)
6.75%

Loan Term

Principal & Interest$1,603
Property Tax (est.)$283
Insurance (est.)$150
Total Monthly$2,037
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How to Buy This Home

Multiple financing options available for this $308,999 home in HAINES CITY.

🏛️

FHA Loan

$10,815 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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