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$308,990

2707 GINGER LANE, HAINES CITY, FL 33844

Active22 days on market

Beds

4

Baths

3

Sq Ft

2,304 sq ft

Year Built

2026

Lot Size

0.11 acres

Garage

2

About This Property

Under Construction. The first floor of this new two-story home showcases a sunny family room which has direct access to the cozy dining room and a well-equipped kitchen, perfect for multitasking and seamless transitions between spaces. Upstairs, a multipurpose loft divides the serene owner’s suite with a private bathroom from the three secondary bedrooms. Rounding out the home is a convenient two-bay garage. Scenic Terrace is an amenity-rich masterplan community of new single-family homes, located in Haines City. Amenities include: resort style pool, splash park, restroom cabana, playground, dog park, and sports court. Close to major roads, parks, Advent Health Heart of Florida, restaurants, shopping.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6429493
StatusActive
Year Built2026
Total Rooms8
ConstructionHardiPlank Type, Other, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionSCENIC TERRACE 40'S GC
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorIn Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsThermal Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.11 acres (6,534 sq ft)
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Public, Street Lights, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$177 / Monthly
Senior CommunityNo

Financial Details

List Price$308,990
Annual Taxes$32 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #272809822005001140

Schools

ElementaryAlta Vista Elem
MiddleBoone Middle
HighHaines City Senior High

Directions

US 27 South, left County RD 546 East/Kokomo Rd. Turn Left FL-17N left Hughes RD, right Palmeroy RD and right Paprika CT right Parsley DR.

Location

2707 GINGER LANE, HAINES CITY, FL 33844

Listing Information

OfficeLENNAR REALTY
ListedJuly 30, 2026

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Home Price

$308,990

20% ($61,798)
6.75%

Loan Term

Principal & Interest$1,603
Property Tax (est.)$283
Insurance (est.)$150
Total Monthly$2,037
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $308,990 home in HAINES CITY.

🏛️

FHA Loan

$10,815 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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