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$368,250

1185 CUMBERLAND TRAIL DRIVE, HAINES CITY, FL 33844

3D Tour
Active81 days on market

Beds

5

Baths

3

Sq Ft

2,447 sq ft

Year Built

2026

Lot Size

0.11 acres

Garage

2

About This Property

Under Construction. The Robie is a two-story floorplan featured at Hamilton Bluff in Haines City, Florida. With 2 exteriors to choose from, the Robie is sure to turn heads. Inside this inviting 5-bedroom, 3-bathroom home, you’ll find 2,447 square feet of comfortable living. This impressive two-story concrete block construction plan features a versatile floorplan to fit your needs. A spacious open-concept first floor which includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find the singular downstairs bedroom and full bathroom. As you move upstairs you are greeted with a spacious living and foyer space to utilize for work or play. The primary bedroom is located just off the loft space and features a spacious walk-in closet as well as ensuite bathroom with double vanity and all the space you need to get ready in the morning. Three additional bedrooms share a second upstairs bathroom and linen closet for extra storage. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Hamilton Bluff, the Robie includes smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Hamilton Bluff. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6429561
StatusActive
Year Built2026
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHAMILTON BLUFF
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan, Smart Home, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room, Upper Level
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.11 acres (4,791 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$52 / Monthly
Senior CommunityNo

Financial Details

List Price$368,250
Original Price$371,990
Annual Taxes$3,452 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272815822502026490

Schools

ElementaryWahneta Elem
MiddleDenison Middle
HighHaines City Senior High

Directions

From Hwy 27 heading south, turn to 544 and keep going straight until 10th St where you will turn right. Once you see Water Tank Rd, turn left into the community. You will see the D.R. Horton signs that will lead to the model center

Location

1185 CUMBERLAND TRAIL DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeDR HORTON REALTY OF CENTRAL FLORIDA LLC
ListedJuly 30, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$368,250

20% ($73,650)
6.75%

Loan Term

Principal & Interest$1,911
Property Tax (est.)$338
Insurance (est.)$150
Total Monthly$2,398
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $368,250 home in HAINES CITY.

🏛️

FHA Loan

$12,889 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,413 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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