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$345,000

433 SANDBAR LANE, HAINES CITY, FL 33844

Active61 days on market

Beds

4

Baths

3

Sq Ft

1,879 sq ft

Year Built

2023

Lot Size

0.11 acres

Garage

2

About This Property

Virtually Staged. Welcome to 433 Sandbar Lane, Haines City, FL, a beautifully maintained home featuring a spacious and functional floor plan designed for comfortable Florida living. The open-concept layout seamlessly connects the living room, dining area, and modern kitchen, creating an inviting space for everyday living and entertaining. The private primary suite includes a spacious bedroom, a walk-in closet, and an en-suite bathroom, while the additional bedrooms provide flexibility for family, guests, or a home office. Large windows throughout the home fill the interior with natural light, creating a bright and welcoming atmosphere. Located in a desirable Haines City community, residents enjoy outstanding amenities including a resort-style swimming pool, clubhouse, playground, walking trails, and beautifully maintained green spaces. The convenient location provides easy access to shopping, restaurants, schools, healthcare facilities, golf courses, and Central Florida's world-famous attractions. With nearby access to US-27 and I-4, commuting to Orlando, Lakeland, and surrounding areas is simple and convenient. The application process is easy and straightforward, making it simple to take the next step toward making this beautiful home your new residence.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6429617
StatusActive
Year Built2023
Total Rooms9
ConstructionBlock
RoofShingle
FoundationBlock
FacesWest
SubdivisionLAWSON DUNES 40'S
CountyPolk
OwnershipFee Simple

Interior Features

InteriorIn Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Freezer, Microwave, Range, Refrigerator
LaundryInside
WindowsBlinds, Thermal Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
FencingFenced
Lot Size0.11 acres (4,791 sq ft)
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Public, Street Lights, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$163 / Quarterly
Senior CommunityNo

Financial Details

List Price$345,000
Annual Taxes$5,089 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272726758514007090

Schools

ElementaryEastside Elem
MiddleLake Marion Creek Middle
HighHaines City Senior High

Directions

From US-27, turn into the community entrance and continue on the main road until you reach Sandbar Lane. Follow Sandbar Lane to 433, conveniently located near community amenities, shopping, dining, and major roadways.

Location

433 SANDBAR LANE, HAINES CITY, FL 33844

Listing Information

OfficeGLASSTONE GROUP INC
ListedAugust 6, 2026

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Home Price

$345,000

20% ($69,000)
6.75%

Loan Term

Principal & Interest$1,790
Property Tax (est.)$316
Insurance (est.)$150
Total Monthly$2,256
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $345,000 home in HAINES CITY.

🏛️

FHA Loan

$12,075 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.

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