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$229,000

1207 32ND STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active67 days on market

Beds

3

Baths

1

Sq Ft

1,189 sq ft

Year Built

1960

Lot Size

0.16 acres

Garage

—

About This Property

Virtually Staged. Completely renovated from top to bottom, this home offers the feel of new construction at a fraction of the price! Featuring 3 bedrooms plus a spacious family room that can easily serve as a 4th bedroom, home office, playroom, or media room, this property offers flexibility to fit your lifestyle. Every major component has been updated, including the roof, windows, A/C, water heater, kitchen, bathroom, plumbing, electrical, paint, and more, giving you peace of mind for years to come. Step outside to enjoy the oversized backyard with plenty of space for entertaining, pets, gardening, or future additions. No HOA means more freedom and fewer monthly expenses. Conveniently located near shopping, restaurants, schools, and major highways, this move-in-ready home is an excellent opportunity for first-time buyers or investors looking to add a low-maintenance property to their portfolio. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6429800
StatusActive
Year Built1960
Stories1
Total Rooms4
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesWest
SubdivisionWEST CANNON HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Thermostat
FlooringVinyl
AppliancesMicrowave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.16 acres (7,035 sq ft)
Lot Dimensions50 x 140
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$229,000
Original Price$235,000
Annual Taxes$2,646 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #252824353000000800

Directions

From US-92, head north on 32nd St NW. Home is located on the right

Location

1207 32ND STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeURBAN-O REAL ESTATE SOLUTIONS
ListedJuly 31, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$229,000

20% ($45,800)
6.75%

Loan Term

Principal & Interest$1,188
Property Tax (est.)$210
Insurance (est.)$150
Total Monthly$1,548
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How to Buy This Home

Multiple financing options available for this $229,000 home in WINTER HAVEN.

🏛️

FHA Loan

$8,015 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 13, 2026.

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