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$449,900
Beds
4
Baths
2
Sq Ft
1,768 sq ft
Year Built
2023
Lot Size
2.21 acres
Garage
—
Welcome to your own slice of country-style living! Built in 2023, this well maintained 4-bedroom, 2-bathroom manufactured home sits on 2.2 acres, offering the perfect blend of modern comfort and wide-open space. Zoned for agriculture, bring your favorite animals and enjoy space to spread out. If you are looking to expand and build, remediation will be necessary so check with the local zoning department. Inside, you'll find a spacious and inviting floor plan designed for everyday living and entertaining. Built in 2023, no need to worry about the big ticket items - roof, A/C or water heater, providing peace of mind for years to come. Step outside and enjoy everything this property has to offer. The backyard is ideal for relaxing or gathering with family and friends, featuring a charming gazebo and a cozy fire pit. The property is equipped with a private well and septic system, offering added independence and no water or sewer bills. Conveniently located in St. Cloud, you'll enjoy the tranquility of rural living while remaining just a short drive from shopping, dining, schools, and major roadways including the Florida Turnpike. If you've been searching for a newer home with acreage, modern amenities, and room to spread out, this property is one you won't want to miss!
Using the Florida Turnpike South, take Exit 240 (Clay Whaley Rd.). Turn left onto Clay Whaley Road toward St. Cloud, then right onto Old Canoe Creek Road, which then turns into Pine Tree Drive. Travel approximately 3.5 miles and the home will be on left.
4235 PINE TREE DRIVE, ST CLOUD, FL 34772
Pick a Day
Preferred Time
Home Price
$449,900
Loan Term
Multiple financing options available for this $449,900 home in ST CLOUD.
🏛️
$15,747 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$22,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 8, 2026.