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$320,000

39693 HARVEST CREEK LANE, ZEPHYRHILLS, FL 33540

3D Tour
Active42 days on market

Beds

4

Baths

2

Sq Ft

1,918 sq ft

Year Built

2021

Lot Size

0.18 acres

Garage

2

About This Property

Virtually Staged. 39693 Harvest Creek Ln is a one-story Zephyrhills home built in 2021. The kitchen features dark cabinetry, granite countertops, a center island, tile flooring, and appliances that support everyday cooking and prep. An open great room flows from the kitchen with tile floors and sliding-door access to the backyard. The primary bedroom includes a walk-in closet with built-in shelving for storage and organization and connects to a full bathroom with a double vanity and a walk-in shower, while additional bedrooms share a second full bathroom with a tub and shower combination. A fully fenced backyard and a two-car attached garage complete this well-maintained residence with practical amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6430369
StatusActive
Year Built2021
Total Rooms3
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHIDDEN RIVER PH 2
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor
FlooringCarpet, Tile
AppliancesDishwasher, Microwave, Other
LaundryLaundry Room
CoolingNone
HeatingCentral
SecuritySecurity System Owned

Exterior & Lot

ExteriorOther
Lot Size0.18 acres (7,902 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Natural Gas Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$412 / Quarterly
Senior CommunityNo

Financial Details

List Price$320,000
Original Price$325,000
Annual Taxes$5,280 (2025)
FinancingCash, Conventional, VA Loan
ZoningMPUD
Parcel #212624011.0000.00229.0

Directions

Head south on Nubbin Ridge Ln L on Harmon Grove Ct L on Harvest Creek Ln Home on left

Location

39693 HARVEST CREEK LANE, ZEPHYRHILLS, FL 33540

Listing Information

OfficeOPENDOOR BROKERAGE LLC
ListedAugust 3, 2026

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Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in ZEPHYRHILLS.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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