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$379,000
Beds
3
Baths
2
Sq Ft
1,912 sq ft
Year Built
1973
Lot Size
0.39 acres
Garage
2
Pine Lake Estates - 3 Bedrooms, 2 Bathrooms Located on a .38 Acre Corner Lot. This Home Includes an Attached 2-Car Garage plus an additional Attached 1-Car Garage; Side Gate Entry with Parking Pad - Perfect for a Boat. NEW PLUMBING (2025), ROOF (2020), NEW AC (2023), NEW ELECTRIC PANEL (2023), NEW WATER HEATER (2023), NEW LVP FLOORING (2026). The Floor Plan Features a Formal Living Room that Opens to the Dining Room. Spacious Galley Kitchen Includes All Appliances and is Open to Both the Formal Dining Rm and Dinette. The Family Room with Dinette has Decorative Wood Beam Ceilings and a Whitewashed Brick Wall, Glass Sliders to the Florida Rm. The Florida Room is a Light & Bright Space Offering Privacy and a Great View of the Fenced Backyard. Split Bedroom Plan with Master Bedroom & EnSuite Bath, Walk-In Shower and Walk-In Closet. Very Large 2nd Bedroom includes Sitting Area; Spacious 3rd Bedroom and Full Guest Bath. Pine Lake Estates is a Well Established Neighborhood in the Heart of St. Cloud with Large Lots, Majestic Trees and NO HOA and NO CDD. Convenient Access to The FL Turnpike, Hwy 192, Orlando Int’l Airport, Area Attractions, Schools, Shopping, Restaurants and More. This Home Has Been Beautifully Maintained and Is Ready for New Owners!
From 192 turn right onto Old Canoe Creek, then left on Pine Lake Dr, then turn Left onto Ponderosa Dr. The property will be on the left.
512 PONDEROSA DRIVE, ST CLOUD, FL 34769
Pick a Day
Preferred Time
Home Price
$379,000
Loan Term
Multiple financing options available for this $379,000 home in ST CLOUD.
🏛️
$13,265 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$18,950 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 8, 2026.