$299,900
173 TEMPLE STREET, NEW SMYRNA BEACH, FL 32168
Beds
4
Baths
2
Sq Ft
1,300 sq ft
Year Built
1957
Lot Size
0.23 acres
Garage
—
About This Property
Welcome to this beautifully upgraded New Smyrna Beach home offering modern convenience, thoughtful improvements, and a peaceful setting just minutes from the coast. Situated on a desirable corner lot with a spacious yard, shy of 1/4 acre and perfect for entertaining, this home features a split floor plan with room to enjoy the Florida lifestyle. Extensive renovations in 2023 include plumbing, HVAC system with updated ductwork, double-pane windows, flooring, drywall, light fixtures, cabinets, vanities, closet systems in every bedroom, stucco, and insulation throughout all exterior walls and the attic for improved efficiency and comfort. In addition, Cat 5 wiring throughout the entire home with direct hookups in every room, USB and USB-C outlets throughout, and an exterior gas tankless water heater. Enjoy the convenience of a direct natural gas hookup in the rear of the home, perfect for your outdoor grill setup. BONUS features include an extra water hookup in the back room with another entrance, providing added flexibility for future use. Located less than 15 minutes from the beautiful beaches of New Smyrna Beach, this home offers the perfect blend of tranquility and accessibility. Enjoy nearby restaurants, shopping, entertainment, and convenient access to major highways for easy travel throughout Central Florida and beyond. With its extensive upgrades, peaceful location, spacious yard, and proximity to everything New Smyrna Beach has to offer, this move-in-ready home is a rare opportunity to enjoy coastal living with modern amenities.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
NSB 44 to Ellison Ave, left on Lake Dr, right on Temple St. Property on right.
Location
173 TEMPLE STREET, NEW SMYRNA BEACH, FL 32168
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$299,900
Loan Term
How to Buy This Home
Multiple financing options available for this $299,900 home in NEW SMYRNA BEACH.
🏛️
FHA Loan
$10,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.