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$390,000

431 HARBOUR LIGHTS DRIVE, ORMOND BEACH, FL 32174

3D Tour
Active40 days on market

Beds

3

Baths

2

Sq Ft

1,756 sq ft

Year Built

2001

Lot Size

0.18 acres

Garage

2

About This Property

Virtually Staged. Imagine 431 Harbour Lights Dr, updated with new flooring throughout and fresh interior paint. The kitchen includes all stainless steel appliances and an accent backsplash. A walk in closet in the primary bedroom along with a jacuzzi tub in the primary bathroom enhance comfort. A covered patio extends to a fenced in backyard encompassing a private in ground pool. Experience updated interiors and a perfect backyard escape.. Included 100-Day Home Warranty with buyer activation

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6431144
StatusActive
Year Built2001
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionHARBOUR LIGHTS
CountyVolusia
OwnershipFee Simple

Interior Features

InteriorL Dining, Primary Bedroom Main Floor, Stone Counters
FlooringVinyl
AppliancesOther, Range
LaundryOther
CoolingCentral Air
HeatingCentral
SecuritySecurity System Owned

Exterior & Lot

ExteriorOther
Lot Size0.18 acres (7,626 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Natural Gas Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$390,000
Annual Taxes$5,298 (2025)
FinancingCash, Conventional, VA Loan
ZoningRES
Parcel #42420G000030

Directions

Head southwest on Hand Ave. Turn left onto Harbour Lights Dr. Destination will be on the left.

Location

431 HARBOUR LIGHTS DRIVE, ORMOND BEACH, FL 32174

Listing Information

OfficeOPENDOOR BROKERAGE LLC
ListedAugust 5, 2026

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Home Price

$390,000

20% ($78,000)
6.75%

Loan Term

Principal & Interest$2,024
Property Tax (est.)$358
Insurance (est.)$150
Total Monthly$2,531
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How to Buy This Home

Multiple financing options available for this $390,000 home in ORMOND BEACH.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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