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$215,000

410 LAUREL COVE WAY, WINTER HAVEN, FL 33884

3D Tour
Active49 days on market

Beds

2

Baths

2

Sq Ft

1,090 sq ft

Year Built

1985

Lot Size

0.02 acres

Garage

—

About This Property

This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION! Welcome to Lakefront Living at Its Finest! Experience serene waterside tranquility with breathtaking views of Lake Winterset in this inviting 2-bedroom, 2-bath unit, all at an affordable price. As you step inside, you'll be greeted by soaring ceilings that enhance the open and airy atmosphere. The thoughtfully designed open floor plan seamlessly connects living and dining areas, perfect for both entertaining and relaxation. Both bedrooms offers ample space for comfortable living. The master bedroom also offers a spacious walk-in closet, and sliding glass doors leading to your rear screened porch. Enjoy your morning coffee or unwind in the evenings on the screened porch, where nature's beauty serves as your stunning backdrop. This desirable gated community not only offers a Clubhouse, pool, and spa but also features tennis and pickleball courts, as well as a convenient boat ramp for easy access to the lake. Ideally located near Legoland and in the heart of the Florida Peninsula, with lots of lakes, or just over an hour drive to the Gulf or Atlantic beaches, Tampa & Orlando for airports, shopping, entertainment and more. This home perfectly blends comfort and convenience. Don't miss your chance to embrace the Florida lakefront lifestyle you've always dreamed of!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6431351
StatusActive
Year Built1985
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionWINTERSET 01 A CONDO 02 AMD
CountyPolk
OwnershipCondominium

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Open Floorplan, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Sliding Doors, Storage, Tennis Court(s)
Lot Size0.02 acres (708 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$215,000
Annual Taxes$1,904 (2025)
Parcel #262912687501042160

Directions

Cypress Gardens Blvd To Winterset Community Entrance. Stop at speaker pole before gate press button and wait for an attendant. Give the address of the property and LPT Realty. Go thru gate take the 2nd right onto Laurel Cove Way and its 3rd building in first set of buildings you see when making the right the unit is on the right hand side upstairs.

Location

410 LAUREL COVE WAY, WINTER HAVEN, FL 33884

Listing Information

OfficeLPT REALTY, LLC
ListedAugust 11, 2026

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Home Price

$215,000

20% ($43,000)
6.75%

Loan Term

Principal & Interest$1,116
Property Tax (est.)$197
Insurance (est.)$150
Total Monthly$1,463
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How to Buy This Home

Multiple financing options available for this $215,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,525 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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