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$549,900

5653 CAMILLA STREET, ST CLOUD, FL 34771

3D Tour
Active84 days on market

Beds

6

Baths

4

Sq Ft

3,166 sq ft

Year Built

2023

Lot Size

0.13 acres

Garage

2

About This Property

$10,000 SELLER CONTRIBUTION TOWARD BUYING DOWN RATES!!!Welcome to 5653 Camilla St! Built in 2023! This exceptional 6-bedroom, 3.5-bath home with a NO CDD AND BELOW APPRAISAL!!!! offers 3,166 SQ FT of thoughtfully designed living space on an OVERSIZED lot with a beautiful WATER VIEW. The OPEN-CONCEPT layout features a spacious GOURMET kitchen with a LARGE ISLAND, abundant cabinetry, and stainless-steel appliances. A FIRST-FLOOR BEDROOM and full bath provide an ideal setup for guests or multi-generational living, ideal for guest or IN-LAW SUITE, while the upstairs offers generous bedrooms share a spacious bathroom down the hall by the upstairs Laundry room. Following a versatile LOFT perfect for a home office, gym, media room, or additional living space. Primary suite is retreat with a walk-in shower and huge walk-in closet. Enjoy the covered patio and plenty of room to create your own outdoor oasis or pool. Located in a desirable community with a pool, playground, walking trails, and parks, with convenient 20 mins to Lake Nona, shopping, dining, and major highways. A rare combination of space, flexibility, and location, schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6431616
StatusActive
Year Built2023
Total Rooms12
ConstructionConcrete
RoofShingle
FoundationSlab
FacesEast
SubdivisionWIREGRASS PH 2
CountyOsceola
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorAwning(s), Irrigation System, Lighting, Rain Gutters, Sidewalk
Lot Size0.13 acres (5,663 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$300 / Quarterly
Senior CommunityNo

Financial Details

List Price$549,900
Annual Taxes$4,397 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #162531552500012710

Schools

ElementaryNarcoossee Elementary
MiddleNarcoossee Middle
HighHarmony High

Directions

Merge onto FL-417 Toll N, Take exit 2 for County Rd 15/Narcoossee Rd, Turn left onto Jack Brack Rd, Turn right onto Grassland Ave, Turn left onto Wallis Ln, Turn right onto Lone Palm Wy, Turn left onto Camilla St.

Location

5653 CAMILLA STREET, ST CLOUD, FL 34771

Listing Information

OfficeREAL BROKER, LLC
ListedAugust 10, 2026

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Home Price

$549,900

20% ($109,980)
6.75%

Loan Term

Principal & Interest$2,853
Property Tax (est.)$504
Insurance (est.)$150
Total Monthly$3,507
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $549,900 home in ST CLOUD.

🏛️

FHA Loan

$19,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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