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$310,000

7422 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL 33637

3D Tour
Active48 days on market

Beds

3

Baths

3

Sq Ft

1,897 sq ft

Year Built

2007

Lot Size

0.09 acres

Garage

2

About This Property

Welcome to Terrace River, one of Temple Terrace’s most highly coveted riverfront communities, perfectly positioned along the scenic Hillsborough River. This beautifully designed 3-bedroom, 2.5-bath townhome with a 2-car garage delivers the ideal blend of comfort, convenience, and resort-style living. Step inside to an inviting open-concept main level, where the living, dining, and kitchen spaces flow effortlessly—perfect for everyday living and effortless entertaining. The kitchen features durable tile flooring, a breakfast bar, and abundant cabinetry, offering both style and functionality. The first floor also includes a convenient half bath, generous under-stair storage, and an interior laundry room with direct garage access. Upstairs, all three bedrooms are thoughtfully arranged for privacy and comfort. The primary suite is tucked away at the rear of the home and showcases a spacious walk-in closet and a spa-inspired bathroom complete with double vanity, garden tub, and walk-in shower. Two additional bedrooms offer ample space and share a well-appointed full bath. Residents of Terrace River enjoy lush landscaping, peaceful green spaces, tennis courts, and convenient guest parking—all within a charming, intimate community known for its picturesque riverfront setting. Ideally located near Downtown Tampa, I-75, I-275, local parks, river recreation, shops, restaurants, and the University of South Florida, this townhome offers the perfect balance of active lifestyle, natural surroundings, and city convenience. Experience the best of Temple Terrace living—and come home to a peaceful retreat you’ll love returning to.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #O6431773
StatusActive
Year Built2007
Total Rooms5
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionTERRACE RIVER PH 2
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Tile, Vinyl
AppliancesCooktop, Dishwasher, Microwave, Refrigerator
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.09 acres (3,790 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$187 / Monthly
Senior CommunityNo

Financial Details

List Price$310,000
Original Price$330,000
Annual Taxes$4,450 (2025)
FinancingCash, Conventional, VA Loan
ZoningPD
Parcel #T26281983R00000000015.0

Directions

Harney Rd to Terrace River community, an immediate left

Location

7422 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL 33637

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedAugust 7, 2026

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Home Price

$310,000

20% ($62,000)
6.75%

Loan Term

Principal & Interest$1,609
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,043
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How to Buy This Home

Multiple financing options available for this $310,000 home in TEMPLE TERRACE.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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