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$420,000

826 TERRAPIN DRIVE, DEBARY, FL 32713

3D Tour
Active80 days on market

Beds

5

Baths

4

Sq Ft

3,911 sq ft

Year Built

2022

Lot Size

0.14 acres

Garage

3

About This Property

AGENTS - PLEASE VIEW REALTOR REMARKS IN THE MLS. **MOVE IN READY** BUILT 2022** Welcome to 826 Terrapin Drive, an impressive 2022-built home offering 5 bedrooms, 4 full bathrooms, nearly 4,000 square feet of beautifully designed living space, and a three-car garage in DeBary’s desirable Rivington community. From the inviting covered front porch to the bright, open interior, this home delivers the space, comfort, and flexibility you have been searching for. The main living areas feature high ceilings, abundant natural light, and attractive wood-look tile flooring. At the heart of the home is a spacious kitchen designed for gathering, complete with an oversized island with seating, solid-surface countertops, abundant cabinetry, built-in appliances, a cooktop with range hood, and an exceptional walk-in pantry. The open layout flows effortlessly into the dining and living areas, creating a welcoming setting for everyday living and entertaining. Upstairs, the expansive primary suite offers a relaxing retreat with a large walk-in closet, dual-sink vanity, soaking tub, separate shower, and access to a private covered balcony. Generously sized secondary bedrooms, four full bathrooms, a flexible loft ideal for movie nights or a game room, and a dedicated laundry room provide plenty of room to live, work, and unwind. Outside, enjoy a screened and covered lanai overlooking the backyard. Built in 2022, the home also offers the advantage of newer-age major components, including the roof, HVAC system, water heater, plumbing, and electrical systems—helping minimize many of the age-related maintenance concerns often associated with older homes. Rivington residents enjoy a resort-style community pool, indoor/outdoor pavilion, playground, pocket parks, green spaces, and approximately 10 miles of walking paths, trails, and sidewalks. The neighborhood is conveniently located near the DeBary SunRail station, I-4, US 17-92, the St. Johns River, Gemini Springs Park, Lake Monroe Park, shopping, dining, and the Lake Mary/Sanford employment corridor. Spacious, stylish, and ideally located, this exceptional home is ready to welcome its next owner. Schedule your private tour of 826 Terrapin Drive today! Offers may be entered ONLINE through Monday November 2, 2026 at 6:00 pm. AT SELLER'S DISCRETION, A SUBMISSION MAY BE ACCEPTED AT ANY TIME.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6432262
StatusActive
Year Built2022
Total Rooms4
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionRIVINGTON PH 1C
CountyVolusia
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile, Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,000 sq ft)
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$12 / Monthly
Senior CommunityNo

Financial Details

List Price$420,000
Original Price$600,000
Annual Taxes$8,666 (2025)
FinancingCash, Conventional, FHA, Owner May Carry, VA Loan
ZoningR
Parcel #08193004002480

Schools

ElementaryEnterprise Elem
MiddleRiver Springs Middle School
HighUniversity High School-VOL

Directions

From I-4, take Exit 104 and merge onto US-17/92 East (Charles R. Beall Boulevard). Turn left onto Barwick Road, left onto Solaire Avenue, right onto Becklow Street, left onto Rivington Avenue, left onto Belgrove Street, and left onto Terrapin Drive. Continue to 826 Terrapin Drive; the home will be on the right.

Location

826 TERRAPIN DRIVE, DEBARY, FL 32713

Listing Information

OfficeNEW HEIGHTS REALTY GROUP
ListedAugust 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in DEBARY.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 30, 2026.

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