Skip to main content
1 / 14

$195,000

1248 31ST STREET NW, WINTER HAVEN, FL 33881

Active40 days on market

Beds

2

Baths

1

Sq Ft

840 sq ft

Year Built

1960

Lot Size

0.20 acres

Garage

—

About This Property

PROPERTY IS BEING COMPLETED WITH RENOVATIONS. WELCOME TO THIS BEAUTIFULLY UPDATED HOME FEATURING STYLISH MODERN FINISHES AND IMPROVEMENTS THROUGHOUT. LOCATED IN THE INWOOD/WEST CANNON AREA. HOME IS A 2 BEDROOM/1 BATHROOM WITH 840SQFT. IMPROVEMENTS INCLUDE; ROOF, WINDOWS, DRYWALL, FLOORING, PLUMBING, ELECTRICAL, BATHROOM, KITCHEN, AND 3 MINI-SPLIT A/C UNITS. OUTSIDE THE PROPERTY FEATURES MATURE LANDSCAPING AND A COVERED CARPOT CONVENIENT FOR OFF-STREET PARKING. THE COVERED OUTDOOR AREA COULD ALSO BE USED FOR ENTERTAINING OR RELAXING. MINUTES FROM THE NEW PUBLIX AND SOON TO BE COMPLETED CHICK-FIL-A. YOU WON'T WANT TO MISS THIS ONE.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6433607
StatusActive
Year Built1960
Stories1
Total Rooms5
ConstructionBlock, Other
RoofOther, Shingle
FoundationSlab
FacesWest
SubdivisionWEST CANNON HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Other
FlooringCeramic Tile, Laminate, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage, Laundry Room
CoolingMini-Split Unit(s)
HeatingElectric, Other

Exterior & Lot

ExteriorOther
Lot Size0.20 acres (8,742 sq ft)
Lot Dimensions62 x 139
Road SurfaceAsphalt, Concrete
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Other

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$195,000
Original Price$208,500
Annual Taxes$1,153 (2025)
FinancingCash, Conventional, FHA, Lease Option, VA Loan
ZoningR-2
Parcel #252824353000000421

Directions

FROM US-92 HEAD SOUTH ONTO JERSEY RD. MAKE A LEFT ONTO HAVENDALE BLVD AND QUCIK RIGHT ONTO 34TH STREET NW. MAKE A LEFT ONTO AVE M NW AND RIGHT ONTO 31ST ST NW. HOUSE WILL BE ON YOUR LEFT.

Location

1248 31ST STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeHOLLOMAN GORDON REALTY, INC.
ListedAugust 14, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
Full Calculator →

How to Buy This Home

Multiple financing options available for this $195,000 home in WINTER HAVEN.

🏛️

FHA Loan

$6,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

Call (813) 733-7907TextContact