$218,000
204 PINE AVENUE, POLK CITY, FL 33868
Beds
2
Baths
1
Sq Ft
780 sq ft
Year Built
1955
Lot Size
0.43 acres
Garage
3
About This Property
Welcome to this charming and exceptionally well-maintained 2-bedroom, 1-bathroom home nestled on a generous 0.43-acre lot in beautiful Polk County. Offering the perfect blend of comfort, privacy, and space, this hidden gem is ideal for first-time homebuyers, downsizers, investors, or anyone looking to enjoy the freedom of owning a property with NO HOA. From the moment you arrive, you'll appreciate the pride of ownership and the care that has gone into maintaining this home. The inviting interior features a functional floor plan filled with natural light, comfortable living spaces, and a warm, welcoming atmosphere that makes you feel right at home. The bedrooms provide ample space for relaxation, while the thoughtfully designed layout maximizes every square foot. Step outside and discover one of this property's greatest highlights—its expansive 0.43-acre lot. Whether you dream of creating a beautiful garden, adding a workshop, storing your boat or RV, entertaining family and friends, or simply enjoying the peace and privacy of a large backyard, this property offers endless possibilities. With no HOA restrictions, you'll have the flexibility to truly make this property your own. Conveniently located in the heart of Polk County, this home offers the tranquility of country-style living while remaining just a short drive from shopping, restaurants, schools, medical facilities, and major highways for an easy commute to Orlando, Tampa, and surrounding Central Florida attractions. If you're searching for a move-in-ready home with land, privacy, and unlimited potential, this is an opportunity you won't want to miss. Schedule your private showing today and discover why this well-maintained Polk County gem is the perfect place to call home!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-4 (Exit 44 – FL-559 / Polk City) Take Exit 44 toward FL-559 / Polk City. Turn north onto FL-559 toward Polk City. Continue for approximately 2 miles into downtown Polk City. Turn onto Pine Ave. Continue to 204 Pine Ave, Polk City, FL 33868. The property will be on your destination side.
Location
204 PINE AVENUE, POLK CITY, FL 33868
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$218,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $218,000 home in POLK CITY.
🏛️
FHA Loan
$7,630 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,900 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.