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$299,900

114 WINCHESTER LANE, HAINES CITY, FL 33844

3D Tour
Active1 days on market

Beds

4

Baths

3

Sq Ft

2,338 sq ft

Year Built

2006

Lot Size

0.14 acres

Garage

2

About This Property

SPACIOUS 4-BEDROOM HOME • 3 FULL BATHROOMS • 2,338 SQ FT • LOW HOA AND NO CDD (NO ADDED TAXES) • 2021 ROOF & A/C • NEWER WATER HEATER • GAS STOVE • VAULTED CEILINGS • NEW VINYL FLOORING! Welcome to 114 Winchester Ln in the growing Haines City community of Chanler Ridge, where SPACE, LOCATION, UPDATES, AND AFFORDABILITY come together! This 2,338 SQ FT FAMILY HOME features 4 BEDROOMS AND 3 FULL BATHROOMS, an impressive layout with SOARING VAULTED CEILINGS that create a bright, open and spacious feel, plus recently installed VINYL FLOORING THROUGHOUT THE FIRST FLOOR, tile in select areas and laminate flooring upstairs. Buyers will appreciate the major improvements already completed, including a ROOF AND A/C FROM 2021 and an ESTIMATED 2024 WATER HEATER, along with a GAS STOVE—A RARE AND HIGHLY DESIRABLE FEATURE IN FLORIDA HOMES! Looking for a home where you can add your own personal touches? THIS HOME IS PRICED BELOW MANY UPDATED OPTIONS FOR A REASON and offers an excellent opportunity for buyers willing to complete some MINOR TLC AND COSMETIC UPDATES while gaining the benefit of LARGE SQUARE FOOTAGE, LOW HOA FEES AND NEWER MAJOR SYSTEMS. Location is another major advantage, with PUBLIX, WALMART, WAWA, PLANET FITNESS, RESTAURANTS, SHOPPING AND EVERYDAY CONVENIENCES JUST MINUTES AWAY, plus continued residential and commercial growth throughout Haines City and the surrounding area, including a NEW TARGET-ANCHORED SHOPPING CENTER PLANNED ACROSS THE STREET. If you've been searching for a LARGE 4-BEDROOM HOME, LOW HOA COMMUNITY, UPDATED ROOF & A/C, GAS APPLIANCES, HIGH CEILINGS, CONVENIENT LOCATION AND GREAT VALUE, this one deserves your attention. PRICED TO SELL—BRING YOUR VISION, MAKE IT YOUR OWN, AND TAKE ADVANTAGE OF THE SPACE AND POTENTIAL THIS HOME HAS!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6434269
StatusActive
Year Built2006
Stories2
Total Rooms7
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCHANLER RIDGE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLaminate, Luxury Vinyl, Tile
AppliancesDishwasher, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingNatural Gas

Exterior & Lot

ExteriorPrivate Yard, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,316 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$33 / Monthly
Senior CommunityNo

Financial Details

List Price$299,900
Annual Taxes$5,570 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272730794504001300

Schools

ElementaryHorizons Elementary
MiddleBoone Middle
HighHaines City Senior High

Directions

From I-4, take Exit 55 for US-27 South toward Haines City. Continue south on US-27, then take US-17/92 toward Haines City. Turn RIGHT onto Chanler Drive into the Chanler Ridge community, then turn RIGHT onto Astor Drive and RIGHT onto Winchester Lane. Continue to 114 Winchester Ln, Haines City, FL 33844.

Location

114 WINCHESTER LANE, HAINES CITY, FL 33844

Listing Information

OfficeLPT REALTY, LLC
ListedAugust 20, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,900 home in HAINES CITY.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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