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$195,000

4 E BAY STREET, DAVENPORT, FL 33837

3D Tour
Active42 days on market

Beds

2

Baths

2

Sq Ft

989 sq ft

Year Built

1912

Lot Size

0.21 acres

Garage

,

About This Property

Welcome to 4 E Bay Street, a beautifully UPDATED home in the heart of Davenport offering the freedom and flexibility of NO HOA! This charming 2 bedroom, 2 bath home has been refreshed with modern updates while still maintaining its cozy character and sits on a spacious 0.21 acre lot with a FULLY FENCED BACKYARD. The open and comfortable layout makes great use of the space, while the oversized yard provides plenty of room for entertaining, pets, gardening, or creating your own private outdoor retreat. With NO HOA FEES OR RESTRICTIONS, this property offers a rare opportunity for buyers looking for affordability, flexibility, and convenience in Central Florida. Located just minutes from Downtown Davenport, shopping, dining, and major roadways, this home is ideal for a first time buyer, downsizer, or investor. UPDATED, NO HOA, LARGE YARD, AND MOVE IN READY schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6436115
StatusActive
Year Built1912
Stories1
Total Rooms5
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionDAVENPORT
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther, Walk-In Closet(s)
FlooringOther
AppliancesRange, Refrigerator
LaundryOther
CoolingCentral Air, Wall/Window Unit(s)
HeatingCentral, Wall Units / Window Unit

Exterior & Lot

ExteriorOther
FencingWood
Lot Size0.21 acres (8,999 sq ft)
Lot Dimensions60 x 150
Road SurfaceOther
ViewCity
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$195,000
Original Price$235,000
Annual Taxes$2,874 (2025)
FinancingCash, Conventional
ZoningR-1A
Parcel #272703717500036110

Directions

From US-27, head east on Davenport Blvd, continue toward downtown Davenport, turn right onto N Suwannee Ave, then turn left onto E Bay St. The property will be located at 4 E Bay St.

Location

4 E BAY STREET, DAVENPORT, FL 33837

Listing Information

OfficeRE/MAX PRIME PROPERTIES
ListedAugust 25, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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How to Buy This Home

Multiple financing options available for this $195,000 home in DAVENPORT.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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