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$579,900

3339 PEARLY DRIVE, LAKELAND, FL 33812

Active46 days on market

Beds

5

Baths

3

Sq Ft

2,531 sq ft

Year Built

2018

Lot Size

0.25 acres

Garage

3

About This Property

Virtually Staged. **PRICE IMPROVEMENT 09/15/26**MOTIVATED SELLER DUE TO JOB RELOCATION! Sellers must pass this beautiful 5bd/3ba home with POOL onto its new owners. Nestled in the desirable South Lakeland gated community of Highlands Grace off of 540A, this home offers approximately 2,531 square foot of living space. Enjoy the well thought out open floor plan both for everyday living and entertaining that will come with great enjoyment. The well appointed kitchen provides a wonderful gathering space which can accommodate several guests courtesy of the over 10 ft. island. The bedrooms are all of good size, easily fitting queen or king sized beds to meet your needs. The primary bedroom easily fits a king sized bed and is large enough to accommodate additional pieces of furniture if desired. Attached to the primary suite is a beautiful bathroom/closet space that features a walk-in shower and soaker tub and a large walk-in closet. Step through the back sliding glass doors to really enjoy Florida living with a large fenced backyard complimented by a sparkling heated 14x30 pool, which can easily accommodate the cooler days in winter. The covered lanai makes the pool easier to maintain. The pool has availability to utilize one of the 3 bathrooms which means no water tracked through the house. The patio is ready for a hot-tub if desired. A 3-car garage rounds out this beautiful home with ample space for your vehicles, tools and storage needs with built-in wood shelving. **BONUS This neighborhood is located within a few miles of major roadways, shopping, dining and many amenities that you'd like to have close to home. This home is being sold AS-IS, don't wait to SCHEDULE YOUR PRIVATE SHOWING TODAY!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6436342
StatusActive
Year Built2018
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionHIGHLANDS GRACE PB 162 PGS 9-13 LOT 81
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator
LaundryElectric Dryer Hookup, Inside, Washer Hookup
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sidewalk
FencingVinyl
Lot Size0.25 acres (10,890 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Heated, In Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Fiber Optics, Public

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$784 / Annually
Senior CommunityNo

Financial Details

List Price$579,900
Original Price$596,000
Annual Taxes$5,811 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242915284610000810

Directions

From US 98 S, turn east onto E. County Rd 540 (E Main St.). Turn Right onto Pearly Dr., turn left after you enter gate. Continue on Pearly Dr. to 3339 Pearly Dr.

Location

3339 PEARLY DRIVE, LAKELAND, FL 33812

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 25, 2026

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Home Price

$579,900

20% ($115,980)
6.75%

Loan Term

Principal & Interest$3,009
Property Tax (est.)$532
Insurance (est.)$150
Total Monthly$3,691
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How to Buy This Home

Multiple financing options available for this $579,900 home in LAKELAND.

🏛️

FHA Loan

$20,297 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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